Back in '07, we had 1148 Disney dollars, which meant my family of four had free tickets, plus a couple hundred off our resort. We also had a few $$$'s we cashed in when we went in '08 and '09. Now we were supposed to go this past Christmas, but didn't, because of financial reasons. but it turned out to be a good thing we hadn't planned a Christmas trip, because my DH ended up having brain surgery on December 17th (ruptured anuerysm). Now with all the medical bills, 2014 is not looking good either. So, we are looking at Christmastime 2015. I have over 1600 Disney $$$s on my Visa right now, plus $600 in gift cards and over $200 on Discover, which I will cash in at BJ's Wholesale for some more gift cards eventually. So that's over $2400 right now, with the trip nearly 2 years away, I'm thinking I could possibly have a free trip!! Hey they say all good things come to those who wait, so waiting a little longer than i would have liked to might be okay if it's all free !!