I guess the homes down there aren't as insulated as up here in the frozen tundra known as Minnesota.
Oh I realize that it can get cooler. I just found it hard to believe that the water could of been 45 degrees. Not that I don't believe Sillyspook, I just found it odd.
Trust me. The water really was 45 degrees. What made it worse was the breeze that seemed to pick up when I got out. Now THAT was harsh. And, of course, the kid that was left responsible for the towels forgot them.