I don't think I'm missing any point. You've been pretty clear that it should be up to any individual to determine and manage their own personal risk. Along with how that involves interactions with others that are independently managing their own risk, in ways that may not be clear prior to the interactions.
You've been clear that any collective response that requires individuals to act to some common safety or mitigation against spread that they don't determine on their own shouldn't be required, even if that means 10,000,000 or 7,000,000,000 people die because individuals are not taking actions to mitigate the spread at their own determination.
I'm going to assume, so this could be totally wrong, that based on your other posts, if someone is able to contact trace back an infection to an interaction where the other party vouched with them that it was a safe interaction, now proven false. They should be able to sue the other person for damages caused by transmitting the infection to them. Probably damages dependent on the impact of the transmission. So, if someone can contact track back you (generically) that grandma's death originated from you, they can sue you for millions. The threat of this interaction being what causes people to take mitigation efforts, since there can be no common policy to restrict and reduce community spread, just individual decisions. Thus, there must be a way to take a community risk and make it an individual risk to eliminate the need for the community response.
My number is smaller. It's still a number. I'm not some saint here where all life is precious and we should value every one, the risk be damned we should all live in bubbles or perfect safety. We just have different numbers. I can read your posts knowing your number, and they'll make more sense.