Coronavirus and Walt Disney World general discussion

[matt9112]

Insufficient to keep NYC residents from flying to Florida. Yes there was a 65% decrease, but as most no by now its doesn't take many to infect quite a lot more once they arrive.

http://[URL][URL]https://www.wfla.c...area-to-florida-drop-during-the-end-of-march/

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To be fair if we want to argue the merits of the early lockdowns i was amazed it didn't include simply shutting down air travel period.

 

[ToTBellHop]

To be fair if we want to argue the merits of the early lockdowns i was amazed it didn't include simply shutting down air travel period.

They kept it open to fly doctors and nurses...back before it was everywhere and was just in the northeast because we are dirty.

 

[SamusAranX]

They kept it open to fly doctors and nurses...back before it was everywhere and was just in the northeast because we are dirty.

I may be assuming wrong but I think he meant a an actual commercial air traffic shutdown and ground stop the likes of 9/11 (no flights except medical and government). But with allowances for shipping like FedEx etc.

 

[MisterPenguin]

To be fair if we want to argue the merits of the early lockdowns i was amazed it didn't include simply shutting down air travel period.

Just about every lockdown that happened in every country and state that prevented travel or quarantined travelers happened *after* community spread was already running rampant.

Only a very few countries had enough of an internal regime of lockdowns and sufficient testing and contact tracing to make barring outside reinfections because of travel a significant protocol (e.g., New Zealand).

If you're not controlling your own citizens from wildly spreading the disease (community spread), then outsiders are the least of your concern... they're just doing what your own citizens are doing.

 

[ToTBellHop]

I may be assuming wrong but I think he meant a an actual commercial air traffic shutdown and ground stop the likes of 9/11 (no flights except medical and government). But with allowances for shipping like FedEx etc.

Under the advice of top men, it was determined that shutting down travel from China was all that was necessary to stop spread by Easter.

Reenactment from February 2020 with Harrison Ford playing Anthony Fauci before Brad Pitt got the job:

 

[danlb_2000]

Having been a former bank teller, I can tell you that robbing a bank is literally one of the dumbest places to rob; not that I’m encouraging robbery of other businesses. But a combination of factors ensure:

1. you’re not getting much 2. You’re most likely gonna get caught 3. Is all that really only worth a few hundred dollars, if that?

Wait, are you telling me banks don't have a vault filled with giants piles of money bags with dollar signs printed on them?

 

[TrainsOfDisney]

A quick search shows that there are about 4000 bank robberies a year. I wonder why we don't hear of them more often.

How many of them used medical masks as a disguise?

 

[danlb_2000]

It makes sense it’s easier for a bank robber to now enter a bank with a mask, but bank robbers always wear some sort of disquise. It will be interesting to see if there are more bank robberies due to masking.

That will be a hard statistic to figure out since so many banks have closed indoor banking or done it by appointment only.

 

[Sirwalterraleigh]

They kept it open to fly doctors and nurses...back before it was everywhere and was just in the northeast because we are dirty.

It’s the perpetual boogie man of “not affecting business”

So nonsense travel spread it around instead

 

[GoofGoof]

How many of them used medical masks as a disguise?

Hopefully all of them the last nine months...just because you are in the process of committing a felony that’s not an excuse to not do your part and wear a mask

 

[networkpro]

To be fair if we want to argue the merits of the early lockdowns i was amazed it didn't include simply shutting down air travel period.

True but at the same time there were checkpoints on I95 and 75 entering florida

 

[SamusAranX]

Wait, are you telling me banks don't have a vault filled with giants piles of money bags with dollar signs printed on them?

You kid but I wanted to smack irate customer....”what do you mean I have to wait a a couple days to cash this check for 20k from my account?” “You have to fill out what form?” “It’s my money and it’s in muh bank give it to me now! And I ain’t filling out no damn form!”

well sir, no money for you.

oh and thankfully our manager was the not a “customer is always right even when mean”. If they got too upset, she would have them escorted out. She didn’t let anyone mistreat us

 

[Sirwalterraleigh]

True but at the same time there were checkpoints on I95 and 75 entering florida

The ones they never really bothered to use?

 

[DCBaker]

Numbers are out - there were 105 new reported deaths.

 

[easyrowrdw]

You kid but I wanted to smack irate customer....”what do you mean I have to wait a a couple days to cash this check for 20k from my account?” “You have to fill out what form?” “It’s my money and it’s in muh bank give it to me now! And I ain’t filling out no damn form!”

well sir, no money for you.

oh and thankfully our manager was the not a “customer is always right even when mean”. If they got too upset, she would have them escorted out. She didn’t let anyone mistreat us

I'm with the customer on that. It's my money; give it to me now. I remember I had a certified check from another bank and my bank still made me wait. The bank is making money off of my money every day they hold it. Giving it back to me as soon as I ask for it is not too much to ask.

 

[Thelazer]

You've never banked with Chase I take it then.

 

[SamusAranX]

I'm with the customer on that. It's my money; give it to me now. I remember I had a certified check from another bank and my bank still made me wait. The bank is making money off of my money every day they hold it. Giving it back to me as soon as I ask for it is not too much to ask.

You can’t just walk into a bank and expect them to give you money they don’t have on hand. Banks only keep a limited amount in the vault for safety and security. If we carried the exact amount of actual local account deposits on hand, well, yeah; it’s not possible. Only so much cash flow . So anything above a certain percentage of the vault had to be ordered by request. Otherwise, we’d be screwed for other customers, even ones who only were cashing a few hundred; or businesses needing change orders.

As far as the transaction forms, that’s courtesy of the Patriot Act and other finance regulations. The bank has no choice in the matter. So neither did we as employees.

edit: we’re you referring to deposited funds? Certified checks are forged all the time, even if you think you got it from a legit person and transaction (I’m assuming you had the check cut yourself). But we don’t know that, we’re not omniscient. Regardless, we need to verify the legitimacy of the check and the funds. Otherwise, you’re on the hook if you spend the money prematurely, as well as fees. Which you would complain about I’m sure. Not to mention the employees job could be jeopardized if they broke any procedure. Trust me, I got burned on making exceptions for a sob story

 

[Sirwalterraleigh]

You can’t just walk into a bank and expect them to give you money they don’t have on hand. Banks only keep a limited amount in the vault for safety and security. If we carried the exact amount of actual local account deposits on hand, well, yeah; it’s not possible. Only so much cash flow . So anything above a certain percentage of the vault had to be ordered by request. Otherwise, we’d be screwed for other customers, even ones who only were cashing a few hundred; or businesses needing change orders.

As far as the transaction forms, that’s courtesy of the Patriot Act and other finance regulations. The bank has no choice in the matter. So neither did we as employees.

edit: we’re you referring to deposited funds? Certified checks are forged all the time, even if you think you got it from a legit person and transaction (I’m assuming you had the check cut yourself). But we don’t know that, we’re not omniscient. Regardless, we need to verify the legitimacy of the check and the funds. Otherwise, you’re on the hook if you spend the money prematurely, as well as fees. Which you would complain about I’m sure. Not to mention the employees job could be jeopardized if they broke any procedure. Trust me, I got burned on making exceptions for a sob story

Ok...here’s where I’m gonna preach:

Unless it’s a very large sum (which isn’t typically in aN S&L in Des Moines)...you absolutely should expect to have your money given to you.

There are rules about cash on hand...and about leveraging for the whole banks. And it’s insured. It’s on every bank door.

The problem is that from the 90’s to 2010...all bank rules were stretched to allow “profits” that never really existed. No speculation in commercial banks, no overleveraging, no consolidation into “superbanks”

And they came within days/hours or even minutes of crashing the entire world system. Fun history people are too spoiled to bother to learn.

But a depositor should have the right to run the bank. That’s what the FDIC was created for: to make sure nobody can’t operate and the vault is never empty.

 

[easyrowrdw]

You can’t just walk into a bank and expect them to give you money they don’t have on hand. Banks only keep a limited amount in the vault for safety and security. If we carried the exact amount of actual local account deposits on hand, well, yeah; it’s not possible. Only so much cash flow . So anything above a certain percentage of the vault had to be ordered by request. Otherwise, we’d be screwed for other customers, even ones who only were cashing a few hundred; or businesses needing change orders.

As far as the transaction forms, that’s courtesy of the Patriot Act and other finance regulations. The bank has no choice in the matter. So neither did we as employees.

Not my problem. If you don't have it on hand, then get it sent over or direct me to the location where I can get it today. It's crappy service. I wouldn't take it out on the teller, though. So I feel for you on that.

edit: we’re you referring to deposited funds? Certified checks are forged all the time, even if you think you got it from a legit person and transaction (I’m assuming you had the check cut yourself). But we don’t know that, we’re not omniscient. Regardless, we need to verify the legitimacy of the check and the funds. Otherwise, you’re on the hook if you spend the money prematurely, as well as fees. Which you would complain about I’m sure. Not to mention the employees job could be jeopardized if they broke any procedure. Trust me, I got burned on making exceptions for a sob story

That too. And I'll ask the same question I asked the bank at the time. What's the point of a certified check if it's not actually certified? A simple phone call should clear it up. "Hey other bank, rowrbazzle has check from you for $5,000. Is it good? It is? Okay, thanks." The procedures aren't doing anything for me - the person whose money it is. But again, I wouldn't take it out on the teller. (Except on a Disney message board, it seems. )

 

[SamusAranX]

Ok...here’s where I’m gonna preach:

Unless it’s a very large sum (which isn’t typically in aN S&L in Des Moines)...you absolutely should expect to have your money given to you.

There are rules about cash on hand...and about leveraging for the whole banks. And it’s insured. It’s on every bank door.

The problem is that from the 90’s to 2010...all bank rules were stretched to allow “profits” that never really existed. No speculation in commercial banks, no overleveraging, no consolidation into “superbanks”

And they came within days/hours or even minutes of crashing the entire world system. Fun history people are too spoiled to bother to learn.

But a depositor should have the right to run the bank. That’s what the FDIC was created for: to make sure nobody can’t operate and the vault is never empty.

I agree to a certain extent; what I was mainly referring to was actual large checks. Talking 15k plus. Even then, it wasn't an automatic no. We had to look at the vault, the computer forecast based on transactional trends, and when our next shipment came in. Regardless if you agreed or not, it wasn't fair to us employees. Yes it's cliched, but we mean it when we say we don't make the rules, only enforce them.

Putting aside the problems with bank regulations (and there are many), I agreed in principle that you should limit what's in your vault at local branches, for a myriad of reasons. in the end, wasn't up to me as head teller. If we went beyond what the bank's forecast said we could order for the week, we had to explain why and receive approval. Out of my control.