Thank you so much. I haven't posed the question to my DVC friend but her children are all grown and she went 2 last year (once for Disney Cruise and Parks) and has mentioned it to me. I'm sure she'd give me a deal and with 2 young children (they'll be 5 and 2 next year when we go) it would be nice to stay on monorail line for a good price. That is the exact price the Unofficial Guide quoted as well. Thanks again!!
FYI, none of the "monorail resorts" are techincally part of DVC. The only Magic Kingdom area resort that has a DVC wing is the Wilderness Lodge (which has ferry service to MK).
DVC members ARE able to use their points for stays at a monorail resort, but not at any significant savings. In other words, if you wanted to rent points from DVC members to stay at a monorail resort, you'd have to rent SO many points, it'd be comparable to just renting the room direct from WDW. Unlike a studio room at the Wilderness Lodge Villas, which would cost you a maximum of 184 points during the Easter & Christmas holiday weeks, and signifcantly less any other time of the year (depending on the season, 104, 106, 123 or 134 points per week).
For the sake of comparison, in order for a DVC member to spend a week at the Contemporary resort, the least expensive monorail resort, during the least expensive season of the year, he or she would have to use 249 points.
Besides the Wilderness Lodge (which as I previously wrote has ferry service to MK), the other DVC resorts are the Boardwalk Villas & Beach Club Villas (which are within walking/ferry distance to both Epcot AND MGM Studios), Old Key West and Saratoga Springs (which, in theory, are within walking distance and have ferry service to Downtown Disney/Pleasure Island). Also, some Animal Kingdom Lodge Villas are open and more are being built.
I'd suggest at least getting the free Vacation Planning DVD, maybe even getting the DVC potential member DVD. The first will show you which resorts are fully DVD or at leaat have DVC wings. The latter might answer any question you may have about how DVC works, even if you only ever wind up using it by renting a friend's points one year or every so often.