"You cannot be guaranteed that you will receive annual pass discounts on resort rooms. And, frankly, any place I would like to stay, even with a discount, will be more expensive than what I pay yearly in dues."
True - However, since the very 1st day of Disney World's opening, there have ALWAYS been some sort of discounts on hotel stays, whether it be through the Disney Club, AP Rates, Florida Pass Holder Rates, AAA rates, etc. There will always be discounted hotel rates. I never said it would be less than yearly dues, but it will be less than the total cost of a DVC investment.
"You do get fresh towels midway through a stay. It does not take me 6 hours on any vacation to do towels. Of course, it might if I was taking them to a stream and beating them on a rock, but, I use the washer and dryer in the unit for them.
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I put the towels in the washer in the am on our way out, take them out and put them in the dryer at lunch and they are ready for me when I return in the evening."
I didn't. I was at Old Key West for 5 nights and never saw a single clean towel or sheet. As for putting them in the wash and leaving, yeah, that's a possibility. It takes 30 minutes to do a wash, 50 minutes to dry. Multiply 80 minutes times 4 washes for the week and a 30 minute roundtrip walk for each washing. My room at OKW didn't have a washer or dryer and I find it hard to believe that any room, with the exception of the home away from home resorts, has a washer and dryer in the room. Much more time than I care to spend doing laundry on my vacation.
"It takes two minutes to load a dishwasher and about one second to turn it on."
I had no dishwasher in my room at OKW. Can't say that bothered me though. Even if I had an oven in the rom (which I didn't) I would not bother cooking in the room.
"I do not like housekeeping in my room, I don't like my things touched by anyone and I am perfectly capable of taking approx. 4 mins. to make my bed, if I chose to make it (which I always do)."
Some don't. Personally, I could care less. I have not one time in 8 visits staying on Disney property ever had any issues with anything being taken from a room. Again, different strokes for different folks. I like the feel of a hotel room. I like coming back to my room at the end of a long day at the parks, and seeing my room straightened out and my bed fresh and made up, along with clean fresh towels.
Of course I respect your opinions. I know lots of people that are members of the DVC and I think it's great for them.
My only problem with DVC is that alot of their members refuse to admit that financially and convenience wise, it's not the best option for everybody. For some, it does work out. For some, it doesn't. Just as you said, different strokes for different folks. When you take all things into considerations, there is no 1 correct "answer" to the DVC member question for absolutely everybody.