I recently booked a trip from Dec 1- Dec 6 2009. We will be staying at our home resort (SSR) in a two bedroom. The point total is 189 points. We had to borrow 21 points from 2010 to make it happen. If I wanted to change resorts to the AKV at the seven month mark, it would be 152 points if we stayed in the "value" section of the resort. Would my borrowed 2010 points be restored to 2009, or would I lose them? I hope this makes sense. Thanks.