So, my wife and I have already said we want to go to WDW for their 50th Anniversary. I know to start saving early, and I used the Disney Vacation Account when it was open to save, which was easier for me because if I don't see it I won't spend it. Now that that is closed, what are the best tips you have for saving money? That is my toughest part because if it is in another account that I have access to, if I get low on funds in my main account, I can easily go and pull money from my Disney account.
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WDW 2021 - saving $
- Thread starter mavlax20
- Start date
DarthVader
Sith Lord
For me, I use payroll deduction and it goes directly into a specific Capital One savings account (a completely different bank then my checking account). Like you said, I don't see it, and I don't spend it.
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Kingdom Konsultant Travel will have blocks of rooms for 2021 which will be at a reduced rate so please keep that in mind!
Pam
Pam
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Yes they do. And we have a Facebook page already started for some time now with a lot of people on there that are going to be joining us.
Pam
Pam
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Gainesvillain
Well-Known Member
Buy Disney gift cards @ Target for 5% off (with a Red Card) and bury them in a Mason jar under your porch?!
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yensid67
Well-Known Member
Mavlax, were we separated at birth? I asked almost the same question a few years back! I am in the same boat as you, if I don't have access to the money that is the best way! I started a Disney Bucket Fund. It was an old Mickey Mouse Popcorn Bucket, I dremeled a slot in the top of it. I place all of my change everyday in it and over time it does add up! But the best was for me to save for my May 2019 trip is going to my bank and getting a $1,000.00 loan. I have paid for the hotel and the rental car already. The monthly payment is $90 for 12 months. I put back the unused money back into the loan payment so the loan will be paid off soon, so I can take out another just before we leave! Check you bank to see if they have something like that! By 2021, by taking out small loans of $1,000.00 then paying them back, you could have your trip paid for! To save some money, PLAN ON STAYING OFF PROPERTY! Most of Disney hotels will be booked, so might as well make that you plan! 
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MomofPrincessGrace
Well-Known Member
I do this! I have $50 per check so $100 a month go into a free checking account that I opened with Capital One. I keep the debit card associated with the account at home, so I am not tempted to use it. I plan on using the money saved to pay for our DVC reservation come December.
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DarthVader
Sith Lord
I have too many bodies stashed there, so I can't bury anything any more
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it will be at a great discount but I can't say what the percentage will be since I cannot get those rooms yet. It's still too early
Pam
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Disneyfreak Jen
Well-Known Member
I buy Disney gift cards periodically throughout the months prior to my trip. I use this for food/souveneers, etc. I ask for Disney gift cards for my birthday/christmas, etc. when I have a trip booked.
I also have a huge jar that I save all my change in. Prior to a Disney trip I start to roll the coins and take them to the bank…if I have a lot of pennies I take them to the Walmart and use their machine even though it costs a nominal fee. It's worth it in lack of aggravation.
I also have a huge jar that I save all my change in. Prior to a Disney trip I start to roll the coins and take them to the bank…if I have a lot of pennies I take them to the Walmart and use their machine even though it costs a nominal fee. It's worth it in lack of aggravation.
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Hcalvert
Well-Known Member
I bank with PNC and have a virtual wallet account. They make customers have two checking accounts as part of the wallet---one for daily use and one for "reserves." I guess if I wanted to save money for a trip, I could arrange for monthly transfers into the reserve account. However, I get over 2% interest on my savings, so I would rather keep the money there and earn some extra interest. I have used the 5% off of gift cards at Target in the past to pay my balance. However, I get 7% back for every $1 on my PNC credit card now, so that will not be a good deal for me anymore...especially since they won't let customers buy Disney gift cards with Target gift cards anymore. 
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HMFan999
Well-Known Member
If you have a Sam's club membership you can get $500 Disney Gift Cards for $484.98. Not huge, but those savings can really add up if you pay for a trip using them. You might also want to look into opening a savings account with DCU (https://www.dcu.org/). They offer 5.12% API on the first $1,000 which is pretty much unheard of. I keep $1,000 in there just to gain the interest.
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