MagicBands (or any media) must be touched to your room door before it will give you access to the security gates, for the first time. You cannot access other resorts. Security does have a device to verify your reservation to grant/deny access.
If you purchased tickets on your reservation as a package, you must check in before the tickets will work for admission. (Online Check-in will bypass this problem if you want to go straight to the parks.)
If you purchased Dining Plan on your reservation as a package, you must check in before the plan will work for meals. (Online Check-in will bypass this problem if you want to go straight to the parks.)