I have a June use year at Saratoga Springs and I wanted to see if I was correct about the borrowing rules. I used all my points in the 2017 and 2018 use years, but I would like to book a reservation at GC for Sept of 2018. I would have to book in Feb 2018 (next month). Would I be able to borrow my 2019 points for use for a reservation that is past my June use year? It sounds like I would be able to borrow from my June 2019 use year as long as the stay is after June 2018. Am I correct?