I guess you haven't really read many of my posts. I have been going to WDW since 1978 when I moved to Orlando as an adult. I have been to MK into the hundreds of times over the years. I was at EPCOT for the opening. We have been DVC members for over a decade, and we go to WDW at least 2-3 times every year. We have 4 trips already planned for this year and next, and may even add another one.
We always purchase APs, and then the TiW card to save us 20% on our dining and adult beverages. We never do the dining plan for 2 reasons - 1. we would be throwing money away because you don't really save money on the plan, and 2. it doesn't fit with our style of eating. We do many TS restaurants during our stay, but many times we will only get a few appetizers to split, and a few adult beverages. We will do full meals also, and sometimes split the entrees, but love other things besides steak. Have you tried the Butter Chicken at Sanaa?? We love it, and even cook it at home now. You don't always have to order steak to get a great meal. But you do pretty much have to order the most expensive item on the menu to make the dining plan look like you are saving money, when if you just ordered different items, you would actually spend less money over-all. I completely understand the convenience of pre-paying for the plan, and then not having to worry about it, but please don't try to tell anyone that you saved hundreds of dollars by buying the plan.