Hard to argue any of that. Disney is a nice place for a secondary income or a 2nd job. I wouldn't want to try and raise a family on it.
And a good argument can be made that it is really not even that anymore. They require at least one full Weekend day and one full weekday or at least have for a long time. You can't easily have a full time job that gives you a random weekday and weekend day from 7am to 11pm availability.
And when you are fortunate enough to, it certainly is not healthy.
It is more of a seasonal and college program game with the occasional retiree that wants to be active with the perks or the superfans that are hopeful and keep saying yes.