I have a really crazy question...I am getting married this SAturday 12/1 and we are going to be at the Poly for 12 days...We booked the trip and paid for it through a Disney Travel Agent...I was told today that when we checked in we needed to give a Credit Card for Room Charging. That is all fine and dandy, but we were told that they would put a $1500.00 hold on my card. I think that is a little excesive. We are not planning on charging anything to our room. We were told by someone, that you can tell them what you want to put down or tell them that we do not what any charging to the room. Does anyone know if this is at all true??? Thanks in advance to everyone!!
There's some good information and some not-good information in this thread. PLEASE, PLEASE read this post, as it contains the FACTS about rom charging.
Yes, it is totally optional.
Room charge doesn't need to be backed up with a credit card. Debit card, travelers checks, cash, and even Disney Dollars can back up a room charge, also.
The UPPER LIMIT is set by level of resort. $1,500 is the upper limit for a deluxe resort such as Polynesian. HOWEVER, the room charge limit can be set by you to be any amount up to $1500. In other words, you could set up a room charge for $400.22 if you really wanted to.
If you do use plastic to back up the room charge, there is NO HOLD PLACED ON THE CARD/ACCOUNT. Let me repeat that ...
if you use a card to back up a room charge, that card is NOT charged and there is NO HOLD placed on that account. They don't even check to see if you have enough available credit/balance to pay for the charge. The front desk CM swipes the card and runs a charge for ZERO DOLLARS. They wait to see if the charge is approved, because that means it's a valid card linked to a valid account (a stolen card or a closed account would not get approval for a charge of zero dollars).
Your card is not charged until one of two things happens: you reach your room charge limit; or it is about 3:00 a.m. on your day of check-out. You can continue to use the room charge even after you check-out of your resort, up until 11:59 p.m. on your check-out day.
If you use cash or similar to back up a room charge and you never reached your limit, you'll receive a cash refund at time of check-out.
If there are any other questions about room charge, please post them! All of the above is 100% fact, not opinion or speculation.