Come on bank....

[coleandrachel]

Do you ever find yourself waiting impatiently for your bank to call you back and tell you that your money is approved? What in the world am I supposed to do while waiting?? Sing songs, get on here, eat (nervously).... Have you ever been in this situation? lol Have any funny stories or celebrations once the money is finally approved and you can book your vacation?

 

[Figgy1]

I'm usually screaming get off your @ss IRS it's my moey and I want it back now!!!!!!!!! Time to pay off my Disney trip!

 

[coleandrachel]

I'm usually screaming get off your @ss IRS it's my moey and I want it back now!!!!!!!!! Time to pay off my Disney trip!

LOL!! RIGHT?!

 

[luv]

I'm confused. Are you taking out a loan or waiting for someone's check to clear?

To answer the question...No, I've luckily never had to wait on the bank for anything but wire transfers. (Which may be why I'm confused.)

 

[coleandrachel]

Sorry. Yes, waiting on them to pass a small loan for me

 

[luv]

Hope it goes through!

 

[dkaudio]

Hope you get it man!

 

[danpam1024]

Sorry. Yes, waiting on them to pass a small loan for me

Wow! I LOVE Disney (and vacation), but I'd never take a loan out for it- no money no trip in my house= no debt and I sleep at night. But to each their own- good luck!

 

[MattC]

I'm usually screaming get off your @ss IRS it's my moey and I want it back now!!!!!!!!! Time to pay off my Disney trip!

Well, I'm self employed and therefore always paying the IRS. The reason they take so long to get your refund sent is they're occupied sending me notices reminding me to pay.

Those are never late. Believe me.

 

[coleandrachel]

Our situation is unique I suppose. We will have the money for the trip in a couple of months. So we take out the loan so we can go ahead and book and do our ADRs. Then in a couple of months we will pay the loan back and it looks good on our credit

 

[SyracuseDisneyFan]

Good luck.

 

[Britt]

Never have taken out a loan for anything other than my car, especially not for vacation, so I do not know that feeling

 

[cowanfamily]

I hate when the hold a check waiting for it to clear. My bank holds any check over $5000 for 7 business. Yes, today is day 5.

 

[Patrick_Ears]

Here is a idea and what we do. Have a christmas club or vacation club savings. Our bank takes a certain amount front my check and I get back towards the end of the year. I save that way and I save more on the side. We dont go every year. And really if u get a loan at like 4 or 5% thats better than a over price credit card that charges you like a high percentage. But anyway hey at least you get to go.

 

[JIMINYCR]

We pay for our trip with the Disney Visa card and get the reward points as a bonus. We always have the money saved ahead of time to pay off the card when the balance is due so we never get charged penalty fees. I have gotten so frustrated working with loan officers when I needed to get a business loan for my business. Weve never had a bad debt, business has a great track record, never been late on a payment of any kind, have A+++ credit, and still they make it soooo difficult to work with them. Tried several different banks with the same results. So I stay away from loan officers as much as I can and pay cash when I can.

 

[WDW 3]

You can book ADR's without a reservation.

 

[Zman-ks]

I'm usually screaming get off your @ss IRS it's my moey and I want it back now!!!!!!!!! Time to pay off my Disney trip!

lol...us too!

 

[5thGenTexan]

No, but I had to call my credit card company before a trip to deal with a matter that would have been a "trip ender". I checked my email one last time in the hotel before going to boad the Disney Magic where I found a message about abnormal actvity. I was hoping it was our charges that were out of town, but the charges were in Australia, Great Britian, Paypal, etc... Needless to say I had to shut down my card on the spot. Had my wife decided to leave her credit card at home, like she nearly did, I guess our cruise would hve been over before we even boarded the boat.

 

[danpam1024]

No, but I had to call my credit card company before a trip to deal with a matter that would have been a "trip ender". I checked my email one last time in the hotel before going to boad the Disney Magic where I found a message about abnormal actvity. I was hoping it was our charges that were out of town, but the charges were in Australia, Great Britian, Paypal, etc... Needless to say I had to shut down my card on the spot. Had my wife decided to leave her credit card at home, like she nearly did, I guess our cruise would hve been over before we even boarded the boat.

Happened to me too- someone in SPAIN bought a LOT of nice electronics courtesy of my DEBIT card!!!!