Building up Disney $$$ but ...

[Disnee4Me]

we have no plans to go to the parks for a long while (was just there at Christmas). So if we hit that five year mark when $$$s begin to expire and don't have plans, can I get the rewards card and then just buy gift cards at a Disney Store and just build those up?

 

[Chef Mickey]

Just get a cash back credit card like the Freedom and put the cash back in a Disney account.

Freedom just came out with 1.5% cash back on everything and the current Freedom is 1% and has 5% bonus categories every quarter.

 

[sxeensweet]

we have no plans to go to the parks for a long while (was just there at Christmas). So if we hit that five year mark when $$$s begin to expire and don't have plans, can I get the rewards card and then just buy gift cards at a Disney Store and just build those up?

The rewards cards do not expire anymore starting this year for the Disney Visas. So yes if your points are about to expire just request a rewards card and get Disney gift cards or you can leave it on your rewards card being they no longer expire in a year now.

 

[Disnee4Me]

Just get a cash back credit card like the Freedom and put the cash back in a Disney account.

Freedom just came out with 1.5% cash back on everything and the current Freedom is 1% and has 5% bonus categories every quarter.

But I have the Disney Visa and earn on that. Also what I did this last trip was buy gift cards at Target on the Red Card (so 5% discount), and then when I got the bill from Target, I cashed in my Discover $$$s to pay the Target bill, so it was like free gift cards. We spent 9 nights @ Coronado Springs, 7 park hopper tix and free dining and all it cost me out of pocket was $175 because of all the points on my Visa and Discover cards.

 

[JIMINYCR]

Hey, its great to be saving even though youre not anticipating going for a while. Then when the trip booking becomes a reality you are further ahead and not scrambling to find way to save or come up with the bucks. I'm constantly putting money aside for the next one, then when I find I've reached a goal I've set I begin saving money for some extra things that I wasnt originally planning on doing, and making my trip even better.