We would love to stay at one of the monorail resorts but not sure we can swing it for our 9 night trip in October (although I am constantly checking the latest deals and keeping my fingers crossed....). We are considering staying at one of the moderates for half the trip and then upgrading to a mono resort for the remainder. Do you think (with 3 kids) this would be worth the hassle? I know Disney will transport our luggage etc.. but not sure if the switch would be as easy as it sounds. Thanks for your input! Also - what is the best rate anyone has seen for the Contmeporary and the Polynesian? We are annual passholders, Disney Club & AAA members but are not FL residents. Thanks!