Apple Pay to be available at Walt Disney World by end of the year

[WDW1974]

People said the same when credit cards came out - "what is the problem with cash?"

Technology naysayers like yourself are now lumping credit cards into the same category as cash. It is called progress, and I'm all for it.

Nah. You're simply talking about the tech aspect. Because credit cards were more of a revolutionary move. This isn't. And again, just tell me why paying with cash (the absolute best way) is so tough for people?

And, again, I'm not a ''technology naysayer'' ... I love it when I can see a real use for it for the masses. When it's some idiotic toy (yes, Google Glass I am looking at ya!), I really don't care.

This is only progress if you own an Apple product and want Apple to have access to all your financial transactions (you can trust them, right? They aren't part of the NSA stealing every bit of privacy and tracking your every move to use against you if you get out of line -- or simply off the wrong people!)

Like I said before, I wonder how many people don't use toilet paper because it takes too much effort ... how many don't shower or bathe regularly ... how many people don't clean their homes etc.

How lazy one must be to think it is an effort to use cash or a credit card ...

 

[lazyboy97o]

Nah. You're simply talking about the tech aspect. Because credit cards were more of a revolutionary move. This isn't. And again, just tell me why paying with cash (the absolute best way) is so tough for people?

And, again, I'm not a ''technology naysayer'' ... I love it when I can see a real use for it for the masses. When it's some idiotic toy (yes, Google Glass I am looking at ya!), I really don't care.

This is only progress if you own an Apple product and want Apple to have access to all your financial transactions (you can trust them, right? They aren't part of the NSA stealing every bit of privacy and tracking your every move to use against you if you get out of line -- or simply off the wrong people!)

Like I said before, I wonder how many people don't use toilet paper because it takes too much effort ... how many don't shower or bathe regularly ... how many people don't clean their homes etc.

How lazy one must be to think it is an effort to use cash or a credit card ...

Nobody is saying cash is tough, but cash can be lost or stolen. Same for credit cards. Smartphones are becoming less attractive to steal because the most expensive ones are getting remote kill switches that turn them into paperweights. It is a different method for using your existing cards that is not much different than the chip and PIN system, where much of the convenience originates. Or do you think the rest of the world is lazy for ditching the magnetic stripe years ago?

 

[PrincessNelly_NJ]

There was a great blog by the New York Times today (sorry, too lazy to find the link) on vastly overstating the import of this system. It came it at the same way I would have, frankly. It's something that just plain isn't needed. If people truly feel it is too tough to take cash, credit or debit out a pocket, purse or wallet than we really are doomed as a society.

This can be spun as convenience all day long by the Apple foamers and it doesn't change the fact that there is no convenience to it, except for the WALL*E crowds.

Technology can be a wonderful thing when it truly makes life better for the masses. But making it easier to be lazier than ever is what I view this as.

I get that you are a techie and that many Disney geeks are as well. I'm not. I like kewl technology when it serves a truly legit purpose/need. I don't see that here at all. Same as the watch toy, which a friend put best when saying that ''it shows that not all James Bond toys are worth having.''

As to UNI's announcement, I don't think they were worried about competing with Apple or anyone. They didn't announce their third park or the water park or even a groundbreaking attraction. They announced a hotel that anyone following them knew was coming. It should be as wonderful as their existing hotels as they march toward having the 12,000-14,000 rooms they eventually envision (and, at that point, they will have all they need to truly compete with Disney one-on-one in that facet of the business).

Eh, I read that article. The writer spent more time breaking down the terrible infomercial Apple used when showcasing ApplePay than breaking down the system.

It might be unnecessary but it sure is convenient. No different than choosing a card over cash.
We use cards because its more convenient than cash.

This isn't just an apple thing. Other phones use it too.
We already trust them with our financial information via iTunes, Google Play, PayPal, and etc.

 

[danlb_2000]

Nah. You're simply talking about the tech aspect. Because credit cards were more of a revolutionary move. This isn't. And again, just tell me why paying with cash (the absolute best way) is so tough for people?

And, again, I'm not a ''technology naysayer'' ... I love it when I can see a real use for it for the masses. When it's some idiotic toy (yes, Google Glass I am looking at ya!), I really don't care.

This is only progress if you own an Apple product and want Apple to have access to all your financial transactions (you can trust them, right? They aren't part of the NSA stealing every bit of privacy and tracking your every move to use against you if you get out of line -- or simply off the wrong people!)

Like I said before, I wonder how many people don't use toilet paper because it takes too much effort ... how many don't shower or bathe regularly ... how many people don't clean their homes etc.

How lazy one must be to think it is an effort to use cash or a credit card ...

The problem with paying with cash, is that you actually have to have it. With credit cards you can spend money you don't have.

 

[Victor Kelly]

Ok, I have gone through 2 bags of popcorn watching this thread. Please keep the tech hate flowing, I say this because I find the differing argumentative opinions on cell phones hilarious. The Apple hate is even more amazing. I have an i5, and have experienced way less problems than with any other type of phone. I use regular PCs but not windows since everything since 2000 Pro has been garbage. My facts and opinions, but I do not argue with others about theirs. It is what it is.

All technology can be hacked. All technology can be destroyed. And people are way to dependent on technology.

 

[PrincessNelly_NJ]

Ok, I have gone through 2 bags of popcorn watching this thread. Please keep the tech hate flowing, I say this because I find the differing argumentative opinions on cell phones hilarious. The Apple hate is even more amazing. I have an i5, and have experienced way less problems than with any other type of phone. I use regular PCs but not windows since everything since 2000 Pro has been garbage. My facts and opinions, but I do not argue with others about theirs. It is what it is.

All technology can be hacked. All technology can be destroyed. And people are way to dependent on technology.

Where do you see Apple Hate?
74? He seems to hate the tech regardless of who its from.

 

[flynnibus]

Apple has still not said how all this will work, according to visa and mastercard there still has to be a virtual card just like with google wallet. Its not like the vender ever sees your credit card info with google wallet either they see a virtual card. And I have a physical google wallet card in my pocket also for places that dont have nfc

I think the way they will go about this is upon scanning your card, Apple will create their own digital token, which through the arrangement with the CC companies, Apple will be able to register with your existing account. So it will be like getting a second card for your account.. but it only exists as a digital 'card'. The point don was making was that Apple can have multiples of these in your passbook at once.. allowing you to pick and chose which card to use on demand.. vs a system that only presents one card identity.

 

[DVCPluto]

I don't choose a card over cash because I'm lazy, I choose it because I get something back (Disney bucks) for using it.

I still shower and clean on a regular basis. Technological revolutions do not equate laziness.

 

[LuvtheGoof]

It is 85% of phones shipped. Apple has 13% of phones shipped.
Still impressive considering they only make one phone vs the hundreds of androids on the market.
Apple is number two in phone sales worldwide behind Samsung.

I only ask about the refund because I know many retailers need the CC number to issue refunds. But I'm sure it will work out some how.

I have said in previous post why mobile NFC payments haven't taken off, so I won't repeat it.

You can use any bank you'd like with google Wallet.
Google wallet then assigns you a Mastercard number. That is what retailers see. They don't see your CC through Google Wallet. You're always required to enter a pin number to access your wallet or its funds. But your right, Google didn't work with individual vendors. You can only use Google wallet where MasterCard is accepted. But you can have any Visa, Amex, etc linked to pay for what you buy.

Thanks for clarifying that!

 

[ABQ]

Nah. You're simply talking about the tech aspect. Because credit cards were more of a revolutionary move. This isn't. And again, just tell me why paying with cash (the absolute best way) is so tough for people?

Nobody is saying cash is tough, but cash can be lost or stolen. Same for credit cards.

Focusing only on the cash point made repeatedly in this thread. From the retailers perspective, and keeping this on the focus of this forum and the highlighting of WDW that Apple made in their keynote, I'm sure you all agree that WDW would LOVE to be cash free. IT takes longer at the point of sale to receive cash and make change, cash drawers have to be supported on the floor, "I need quarters!!", tills have to be securely transferred between the sales floor and the back office, then counted. Cash must be moved from the back offices to the bank and so forth. These days, it scares me sometimes watching a little pimple faced cashier trying to figure out how to hand me back my 4 dollars and 74 cents change on a purchase. They simply can't do the math on the fly folks could back in the day, when I was walking up hill, in the snow, both ways to school.
WDW, and any retailer, would love more through put at the sales points as it means fewer boots on the ground to employ. Again, this is all from the retailers stand point, not the consumer. Sure, Apple made it sound like a consumer convenience, but we all know that's crap. Just like my electrical supplier asking me to go paperless, as it's green. Sure, cause the cost in producing a paper statement and mailing it to me is no motivation for them, right?

 

[erstwo]

I am so excited about this. My brother in law is arguably one of the top 10 minds in the world regarding mobile money/payments/banking. It's so foreign to us here in the US that we often call him the 'Chandler Bing' of the family. No one actually knows what he does.

But mobile payments are the norm in Southeast Asia and are taking over the world. Leave it to Apple to make it user friendly for the masses.

One thing that I don't think has been mentioned is that this is an absolutely genius move on behalf of Apple. Think of how many people visit the WDW resorts and parks each year. If they try out Apple Pay at WDW and have a good experience, they're more likely to 'go with it' when the same opportunity is presented at their local Target, Panera, etc. back home.

Finally - as a woman, and a mom, being able to pay from my phone will be great. Just about every day I run into at least one store with just my wallet and phone and key fob because it's just a quick stop and I don't need my whole purse/ diaper bag. It will be great to drop the wallet out of the equation and just bring my phone! It will be a while, but I'm looking forward to it!

 

[photomatt]

WDW would LOVE to be cash free.

Back in the day, I used to work at a restaurant at the MK. I remember that the leads would have to go to cash control each day to get the restaurant's bank, which was stored in a locked box that they wheeled to the restaurant. The leads would have to count the cash and then make sure each cashier's till had the correct amount. The cashier would then have to count it again to verify. During the day, the leads would have to make change and then verify the over/short of cashiers when they were done with their shift. Once the cashier was done, all the money would have to be placed in a locked zip bag. Once the day was over, the closing leads would have to reconcile the money to make sure the restaurant's bank was what it should be, and then it all had to be wheeled back to cash control. If you multiply all of that extra labor times all of the restaurants and ODV carts, the costs are astronomical.

It really complicated things when the bags got locked prematurely. In that case, the cashier would have to be escorted with the bag to security so it could be opened again. What a pain.

Any business would love to avoid dealing with cash (as stated in previous posts). The percentage they pay to the credit card companies is much less than what is lost to theft, extra time for each transaction, math errors and the extra labor counting the cash. In some markets, restaurants don't even trust managers to take the deposits to the bank, so there are additional costs involved in hiring an armored courier service.

 

[wdwmagic]

Apple Pay and other contactless payments to be available this week at Walt Disney World

 

[networkpro]

. Technological revolutions do not equate laziness.

Only if Apple's market share wasn't just 20% of all smart phones in spite of predating Android which represents the other 80% of the market.

Its a way for Disney to easily test the waters with a very limited market.

 

[lazyboy97o]

Only if Apple's market share wasn't just 20% of all smart phones in spite of predating Android which represents the other 80% of the market.

Its a way for Disney to easily test the waters with a very limited market.

What limited market? ApplePay does not work on a proprietary system.

 

[donsullivan]

Only if Apple's market share wasn't just 20% of all smart phones in spite of predating Android which represents the other 80% of the market.

Its a way for Disney to easily test the waters with a very limited market.

For those who like to bash Apple, just because they are Apple you should at least understand the facts on this one. The back end infrastructure for all of this was not developed by Apple and is a standard system developed by the payment industry for contactless payments. It is exactly the same system that has been used for Google Wallet at payment locations for a number of years. Once deployed, it supports almost any current contactless payment platform. It's the same back-end system that CVS has had working for a few years that supported Google Wallet but that CVS disabled when ApplePay was launched taking the functionality away from previous Google Wallet customers.

The only part of this that is proprietary is the part that takes place within the phone and the use of encryption of the data on the phone and the TouchID authentication mechanism. All the rest is industry standard services available for all platforms to support.

I'm not going to get into a debate of market share because it's a data set that can be manipulated by anyone to tell whatever story they are predisposed to, so it's useless data in this discussion. It's reasonable to conclude that Disney has enough telemetry data about the platforms that use their MyDisneyExperience app throughout the parks to have some real data on what percentage of guests are using what platform.

The facts are, now that Apple has entered the touchless payment space, everyone who wants to use that type of payment will benefit. Apple has the type of marketing muscle that few others have to truly drive adoption and rollout of this type of capability. Even if it's done under the guise of supporting ApplePay, everyone wins because the other platforms (unless the vendor chooses to explicitly exclude them) gain the same functionality.

 

[PrincessNelly_NJ]

For those who like to bash Apple, just because they are Apple you should at least understand the facts on this one. The back end infrastructure for all of this was not developed by Apple and is a standard system developed by the payment industry for contactless payments. It is exactly the same system that has been used for Google Wallet at payment locations for a number of years. Once deployed, it supports almost any current contactless payment platform. It's the same back-end system that CVS has had working for a few years that supported Google Wallet but that CVS disabled when ApplePay was launched taking the functionality away from previous Google Wallet customers.

The only part of this that is proprietary is the part that takes place within the phone and the use of encryption of the data on the phone and the TouchID authentication mechanism. All the rest is industry standard services available for all platforms to support.

I'm not going to get into a debate of market share because it's a data set that can be manipulated by anyone to tell whatever story they are predisposed to, so it's useless data in this discussion. It's reasonable to conclude that Disney has enough telemetry data about the platforms that use their MyDisneyExperience app throughout the parks to have some real data on what percentage of guests are using what platform.

The facts are, now that Apple has entered the touchless payment space, everyone who wants to use that type of payment will benefit. Apple has the type of marketing muscle that few others have to truly drive adoption and rollout of this type of capability. Even if it's done under the guise of supporting ApplePay, everyone wins because the other platforms (unless the vendor chooses to explicitly exclude them) gain the same functionality.

When did that happen?
Sorry I'm normally up on my tech news but I never heard anything about that. I've been slacking lately.
I use my Google Wallet and Softcard at CVS all the time, I'd be pretty sad to lose that.

 

[donsullivan]

When did that happen?
Sorry I'm normally up on my tech news but I never heard anything about that. I've been slacking lately.
I use my Google Wallet and Softcard at CVS all the time, I'd be pretty sad to lose that.

A couple of days after ApplePay was released in late October, the CVS and Rite-Aid chains turned off their contactless payment services that had been previously been in operation. It's too complicated to get into all the details here but it's tied to a consortium of companies that signed onto another platform called CurrentC (not available until some time in 2015) that prevents them from supporting competing platforms. In doing so, they also disable the Google Wallet support they previously had.

 

[lazyboy97o]

When did that happen?
Sorry I'm normally up on my tech news but I never heard anything about that. I've been slacking lately.
I use my Google Wallet and Softcard at CVS all the time, I'd be pretty sad to lose that.

About two months ago. CVS belongs to Merchant Customer Exchange (MCX), a Walmart led consortium that is developing a mobile wallet that gives stores direct access to your checking account. Target is also a big member. It seems that MCX members are committed to making your information easy to steal. Not only have many of them disabled contactless payments on otherwise capable terminals, many also physically block customers from being able to use the more secure chip cards which are being more rigorously introduced.

 

[PrincessNelly_NJ]

A couple of days after ApplePay was released in late October, the CVS and Rite-Aid chains turned off their contactless payment services that had been previously been in operation. It's too complicated to get into all the details here but it's tied to a consortium of companies that signed onto another platform called CurrentC (not available until some time in 2015) that prevents them from supporting competing platforms. In doing so, they also disable the Google Wallet support they previously had.

Is it just Google Wallet or all contactless payments? Like softcard mobile walletand etc?