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It certainly seems like you have a good handle on what you are dealing with here financially. The good thing about pricing all of this out is that you know your travel habits and you have all the financial information in front of you. You know how much your points will cost and you can figure out what your dues will be around every year (yes they go up every year, but not by much and usually not as much as the usual room increase). As far as passes, that is even easier to figure out since you can simply see which will be cheaper. I haven't done a breakdown so I don't know if a non-discounted premier is better than a discounted DVC AP with Disneyland hopper.While you don't have the ability to book cruises, adventures by Disney, and a few other things resale might still be something you want to look at in order to purchase. BLT currently has the latest contract end date at WDW (2060) with AKV not far behind (2057). You can save considerable amounts of money going this route if the small stipulations do not matter to you (for example I never plan to use my points away from DVC resorts since like many other members I don't percieve it as a good value). A quick glance at the timeshare store shows 270pt BLT contracts for $96 per point as opposed to Disney's $124 price with their current promotion. The same number of points at AKV are only $75 per point through a resale as opposed to $104 with Disney. I purchased my contract last summer with resale and saved nearly $6000. Also, unless you aren't intersted in Animal Kingdom Lodge, you might want to look there due to the big difference in price...I personally don't see the 3 years to be a big difference (and the resort is awesome).
It certainly seems like you have a good handle on what you are dealing with here financially. The good thing about pricing all of this out is that you know your travel habits and you have all the financial information in front of you. You know how much your points will cost and you can figure out what your dues will be around every year (yes they go up every year, but not by much and usually not as much as the usual room increase). As far as passes, that is even easier to figure out since you can simply see which will be cheaper. I haven't done a breakdown so I don't know if a non-discounted premier is better than a discounted DVC AP with Disneyland hopper.
While you don't have the ability to book cruises, adventures by Disney, and a few other things resale might still be something you want to look at in order to purchase. BLT currently has the latest contract end date at WDW (2060) with AKV not far behind (2057). You can save considerable amounts of money going this route if the small stipulations do not matter to you (for example I never plan to use my points away from DVC resorts since like many other members I don't percieve it as a good value). A quick glance at the timeshare store shows 270pt BLT contracts for $96 per point as opposed to Disney's $124 price with their current promotion. The same number of points at AKV are only $75 per point through a resale as opposed to $104 with Disney. I purchased my contract last summer with resale and saved nearly $6000. Also, unless you aren't intersted in Animal Kingdom Lodge, you might want to look there due to the big difference in price...I personally don't see the 3 years to be a big difference (and the resort is awesome).
