I think it also important to point out that some people in the past have "profited" from selling DVC. Not lately, certainly. Possibly never again. But if you factor out maintenance fees*, just the upfront purchase price versus the upfront selling price, some people have made money when they sold their DVC. After this giant burp in the economy clears the room, and when/if DVC starts upping the price to $140 a point or more (which based on their price increases could happen easily within the next 10 years), I can see someone who paid around $80/pt maybe being able to sell for $90/pt. Me, I paid (I think) around $82/pt in Saratoga back in 2005, so I doubt I'd ever get my initial investment back. But of course, I took a lot of trips on that initial investment too, so things do work out...
*Just to nip it in the bud, someone will inevitably say you can't factor out maintenance fees when it comes to any profit or loss you incur selling DVC points, it's all a giant black hole of s__________g money out of your wallet and to say otherwise is just me kidding myself blah blah blah. To which I say, in advance, you can feel that way, but then when it comes time to sell YOUR house, you MUST factor in every dime you ever paid to utilities, property taxes and maintenance before you can consider yourself to have made a profit, too. Or else YOU are only fooling YOURSELF. And then I'll probably say something under my breath that'll make you want to punch me.
