So you all have airline credit cards - right?

[disneymyway]

I have my Chase continental and earn free tickets all the time. With Continental there are no blackouts - you just have to pay a lot more miles for some days than others.

If you are going to use a credit card why not one that gets you to WDW faster??? I charge everything on that card - pay it back in full each month. I never pay interest and they give me free tickets - it's beautiful.

I was talking to some friends that were complaining about airfare this morning and I gave them this lecture so now I am giving it to you.

Earn those miles and get yourself to WDW!!!:sohappy:

 

[nmj91385]

I do the same thing. It just makes sense especially with the cost of tickets on the rise

 

[KnK]

Rather use my Disney Chase Credit Card.

 

[tigsmom]

No airline cards. I have the Disney Visa, but I try not to use my cards more than I have to. We don't usually fly so we don't need the miles. :lol:

 

[Phonedave]

I use my Disney card.

However, I am a Continenal flyer myself. The grocery store I shop in (ShopRite) gives me Continental miles for shopping there

-dave

 

[disneymyway]

The important thing is to be earning for something. So many people just aren't getting anything back.

I need airline miles more than anything because I go to Italy at least once a year - usually twice. I pay for tickets I can get cheap enough and use miles for the ones I can't. I put everything - like even my daughter's tuition - on the card and have gotten so many free airline tickets it's truly amazing.

Just make sure you are earning something.

 

[WDW 3]

We do that too. Love the almost free tickets. They just announced that the cost to use miles to book a ticket is going up, but still a bargain!
You are lucky you can put tuition on your card. They stopped accepting credit cards for tuition here the credit card fee was cost the University a lot of money.

 

[WildLodgeFan]

Since I'm a debt free girl - I don't use a credit card to earn airline miles. I think it's great though that you are able to have the willpower to pay your bill in full each month. Many years ago when I worked for a credit bureau, it was amazing to see the number of people in debt to credit cards for outrageous amounts, which made me personally make a vow to never use them.

 

[Phonedave]

The important thing is to be earning for something. So many people just aren't getting anything back.

I need airline miles more than anything because I go to Italy at least once a year - usually twice. I pay for tickets I can get cheap enough and use miles for the ones I can't. I put everything - like even my daughter's tuition - on the card and have gotten so many free airline tickets it's truly amazing.

Just make sure you are earning something.

I put my entire DVC buy in on my Disney credit card, and then paid it off the next month. I got Disney dollars for spending dollars at Disney. And then a hole opened into a alternate universe......

Oh, the 2009 cruise tickets are on there as well.



-dave

 

[Teenchy]

I have my Chase continental and earn free tickets all the time. With Continental there are no blackouts - you just have to pay a lot more miles for some days than others.

If you are going to use a credit card why not one that gets you to WDW faster??? I charge everything on that card - pay it back in full each month. I never pay interest and they give me free tickets - it's beautiful.

I was talking to some friends that were complaining about airfare this morning and I gave them this lecture so now I am giving it to you.

Earn those miles and get yourself to WDW!!!:sohappy:

Ditto, I use my miles card for everything. Including to pay for my Disney Wedding!! That got me alot of extra miles :lol:
The past 2 trips to Disney and a trip to Chicago have all been paid for with skymiles!

 

[MichWolv]

Miles are nice, but they really only translate into about 1.2 cents per mile in value on average when used for economy class plane tickets. I have an AMEX that gives me 3% on gas and dining, and a Visa that gives me 2% on everything...in cash.

But you're right, as long as you're using a credit card, you might as well be earning something. And I charge everything I can, because there's no reason to pay today when I can pay the same amount in 30 days.

 

[Boray]

We use our Disney Visa for everything too. I pay it off in full every month, so I don't have any credit card debt. We just put over $13K on ours for a kitchen remodel, so there's $130 in food for us at Disney this coming October! We also have a Citibank card that gives us 3% back on all auto-related charges (including gas) and we get it back in the form of a check. I use that for our vacation too.

I can't imagine having a credit card and not getting any "perks" back for using it.

 

[lilclerk]

I use my Disney Visa for just about everything, but I also have my check card which earns US Air miles on purchases. I'm covered =)

 

[Unplugged]

If you're going for airline miles, always make sure you can convert them to other airlines. Locking yourself into one airline these days is a risk, no matter how big the airline is. Consider strikes, reduced flights to a specific destination, etc.

I personally find most of those dedicate point cards less valuable than cash back or points with more versatile selections such as American Express Rewards. You have more buying or converting power when you have options as you can shop multiple vendors with the points. With the cash back, you could always divert that cash to a dedicated interest earning account for your vacation and compound your results.

I personally only use AmEx Rewards, with my other cards (used rarely) with NO rewards. Why no rewards? Because with more competitive cards that don't have to pay for point systems, they often do 0% or 1.9% promotions on existing accounts in very good standing. In emergencies or temporary balances, this is far cheaper than carrying other cards. I'm carrying a balance on 1 card that was a DVC addition at 0% for 12 months. I figured it's free money if I keep mine in the bank and pay it over time at that rate, then pay it off at end of term.

 

[disneymyway]

Well so far this year I have bought a coach ticket to Rome, one ticket to Rome first class going and coach returning, and two first class to Paris all on miles!!!

To Rome or Paris just coach is near an average of $1,000 from Cleveland - first class is a whole lot more, so I think I have done alright with the use of my Chase Visa.

I optimize it every chance I get. When I shop online I do it on the Continental site because then I earn 5-10 miles per dollar (car rental, flowers, clothes, books etc). I shop at CVS to get the bonus miles.

I never use the miles for WDW because usually I get cheap enough tickets and want to earn the miles for Europe. I only use that card and make the most of it!!!

 

[GoofyDadKB]

We use our GMAC Mortgage card. They apply 1% of our purchases to the principle of our mortgage. It should shave off about 4 years on our mortgage.

 

[JerseySkiddie]

i mostly use my disney card but i just got the jet blue AMEX but i dont plan on using it very often cause the interest rate is rediculous. However, for signing up I got enough points to get me half way to a free round trip flight and then by spending a couple hundred dollars by the end of June I got the rest of the points for the free flight. Also when your True Blue points don't expire after a year like they usually do. That's pretty much the only reason I got the card.

 

[bgraham34]

I use Delta Amex, I really should switch to Chase Continental since I mostly fly them anyways. At least with Delta I still can book with Continental. The reason I use Delta is you get bonus miles if you charge 25k a year and 50k a year you get 10k in bonus miles each milestone you reach, plus all your regular spending. Because I charge everything it enable me to take a trip to the world or elsewhere every year.

 

[disneymyway]

I use Delta Amex, I really should switch to Chase Continental since I mostly fly them anyways. At least with Delta I still can book with Continental. The reason I use Delta is you get bonus miles if you charge 25k a year and 50k a year you get 10k in bonus miles each milestone you reach, plus all your regular spending. Because I charge everything it enable me to take a trip to the world or elsewhere every year.

In Cleveland it's mostly Continental so that's why I went with them, but there are a few things I like. One, the miles don't expire and two, there are no black out dates. Sometimes the tickets cost an obscene amount of miles, but if you can be flexible you can look for the days that cost the least. My Paris tickets were only 75,000 and we're going first class! I have paid - embarrassed to admit it - 200,000 miles for a first class to Rome!:hammer:

 

[Phonedave]

In Cleveland it's mostly Continental so that's why I went with them, but there are a few things I like. One, the miles don't expire and two, there are no black out dates. Sometimes the tickets cost an obscene amount of miles, but if you can be flexible you can look for the days that cost the least. My Paris tickets were only 75,000 and we're going first class! I have paid - embarrassed to admit it - 200,000 miles for a first class to Rome!:hammer:

Thats a load of miles

Are you aware that Continental is chaging code share groups? They are leaving SkyTeam and going with Star Alliance in 2009

I don't know what carrier you use for your Rome flights, but you may have to look into another one thats in Star.

A fly out of Newark 99% of the time, which is a Continental hub as well. They have an entire terminal and part of another one here.

-dave