I'm the same way, I called in a reservation for the Contemporary last april. Once I was able to book the entire package recently, I was struck with indecision. We're still staying at the Contemporary but we gave the Poly a serious re-look (as noted by my threads in the forum

) Still after some more research, my wife, and kids all agreed that the Contemporary is what we all want to stay at.
Also on the budget, its crazy how much WDW vacations cost. I priced out a Disney Cruise and it was thousands of dollars cheaper (admittedly we're staying in WDW for 9 days vs. a 5 day cruise). I will be completely honest though and say that if Disney keeps reducing the incentives to stay onsite, we may stay at a resort off property after this next vacation comes and goes.