I am doing the math right?

[Purduevian]

Hello all,

Curious about DVC and was playing around with some numbers. I was looking at 1 week stay in the fall season at Poly with a resort view in a studio. I believe I would need 160 points to do this every year.

Disney would sell me 160 points for $37,579.35

The 2025 dues for Poly are $8.2301 per point, or $1,316.816

My understanding is the contract would be for 50 years and annual dues increase on average 4% year over year. Meaning in 2075, the annual dues would be $8996.26. Total annual dues for the 50 years is $201,034.45. Add in the initial cost gives a total of $238,613.80. Assuming 7 nights x 50 years, total is $681.75 a night.

Is my math right on this? or am I missing something?

 

[nickys]

The contract date would run until the Poly ends, which isn’t 50 years at this point. It expires in Jan 2066, so effectively 2065).

There may be offers to cut the initial buy-in costs, such as Magical Beginnings.

** Don’t forget to consider resale. **

I haven’t checked the points charts, but as a Poly owner you can book the original studios or the Tower rooms.

 

[cjkeating]

Hello all,

Curious about DVC and was playing around with some numbers. I was looking at 1 week stay in the fall season at Poly with a resort view in a studio. I believe I would need 160 points to do this every year.

Disney would sell me 160 points for $37,579.35

The 2025 dues for Poly are $8.2301 per point, or $1,316.816

My understanding is the contract would be for 50 years and annual dues increase on average 4% year over year. Meaning in 2075, the annual dues would be $8996.26. Total annual dues for the 50 years is $201,034.45. Add in the initial cost gives a total of $238,613.80. Assuming 7 nights x 50 years, total is $681.75 a night.

Is my math right on this? or am I missing something?

Out of interest have you calculated what 7 nights cash would cost you? And using a figure what this would cost over the 50 years? Obviously it's harder to predict what % a Disney hotel room will increase by but it won't be less than the 4% used for the due multiplier.

 

[Purduevian]

Out of interest have you calculated what 7 nights cash would cost you? And using a figure what this would cost over the 50 years? Obviously it's harder to predict what % a Disney hotel room will increase by but it won't be less than the 4% used for the due multiplier.

Using the second Sat-Sat in October as a baseline: $657 in 2022 $811 in 2023 (+23%), $895 in 2024(+10.3%), and $904 (+1%) a night in 2025

So maybe an average of 11%?
Assuming 1 week at poly for the next 40 years and an 11% annual increase = $3,681,795 or $13,149.27 a night! (fun fact the 2065 would have rooms at $58,760.78 a night). Something tells me this isn't possible, but I have no idea what numbers to use haha

The contract date would run until the Poly ends, which isn’t 50 years at this point. It expires in Jan 2066, so effectively 2065).

There may be offers to cut the initial buy-in costs, such as Magical Beginnings.

** Don’t forget to consider resale. **

I haven’t checked the points charts, but as a Poly owner you can book the original studios or the Tower rooms.

Ahh thank you, I assumed it was 50 years from the contract purchased... so redoing the math for 40 years.

160 points is $27,579.35. Year 40 the dues would be ~$6322.06. Total dues owed in the 40 years is $130,136.4. Total cost of the contract = $157,715.7 or $563.27 a night.

Thanks for the re-sale advice. There would have to be so many more talks with my family on if this was worth it for us, but just playing with the numbers and dreaming.