Health Care Plan Worker Contributions

[DocMcHulk]

I just found out that if I want to add my family (wife and two kids) to my insurance plan, it would cost me anywhere between $832 and $992 a MONTH. My employer pays $1330-1584 a month in addition to what i would be paying. So, for a family plan, our insurance company charges us $2162-2576 a month. That seems completely insane! We are all currently on my wife's plan and only had to pay an extra $200 a month to add myself and our kids (I dont know how much her employer contributes)

There are smarter people here an I. Is my employer insurance over priced? This just seems crazy that our two plans are so different. Oh, and my wifes plan is head and shoulders better than mine.

 

[NYwdwfan]

My company pays $600 for an individual and $1400 for a family plan (includes spouse and all members under 21, I think?) - but the co-pays are $40 every doctor visit. There are a gazillion variables: co-pays, deductables, prescription coverage, etc. It does sound expensive but if it's really good coverage, maybe it's not?

 

[mkt]

For myself, it's cheaper. I pay If I add Ms. mkt to my plan, the difference in price is drastic enough that it ends up being cheaper to get her a plan of her own.