Dream Reward Dollars

[agdbeanie]

Okay, so ever since we got our Disney credit card we have been using it for everything. Even stuff we usually just pay for with cash or a check. Then we pay of the balance at the end of the month so that we don' t incur any interest. This means that we earn dream dollars (or whatever they're called) at no penalty to us by spending money on things we would normally buy anyways. This only included 1 or 2 "extra" things over this last month and we've already earned 12 points! At this rate we'll earn way more than I thought we would, plus we both have a card so it's the only credit account we use now. I just wanted to share my excitement and see if anyone else was taking advantage of the card in this way.:sohappy:

 

[Kellylynn322]

I'm not sure if this is good or not but so far I have 23.

:lookaroun <------- Looking out for husband when he opens that bill.:lol: :lol:

 

[CoraJack]

I think the whole concept is sort of a wash. Sure it's cool to be able to earn Disney dollars, but since one Disney dollar only equals one US dollar it would take FOREVER to be able to make any substantial Disney money with this card. To pay for one night at the Polynesian I'd have to spend $23,800 on my card! LOL LOL LOL ha ha ha ha. Unless I'm buying a house or brand new car with my card, then I'll have to be happy with the $12 here and there because I'm spending about $1,000 on it monthly just to rack up the points. But really, it's slow going.

Christina

 

[dizneykev]

I was afraid we were at the top of the list thus far. We happened to have a big month spending wise planned already, so when I got my first bil I saw we had already earned 51 points. Glad I can pay it off every month anyway.

Dizneykev

 

[agdbeanie]

Originally posted by dizneykev
I was afraid we were at the top of the list thus far. We happened to have a big month spending wise planned already, so when I got my first bil I saw we had already earned 51 points. Glad I can pay it off every month anyway.

Dizneykev

WOW! You must have kids...:lol:

 

[bhg469]

is it $100 you have to spend per point? i thought it was something like that. and 1 point = $1 in disney ?

i still haven't used my card but i was planning to put my trip on it cause they have some amazing deals and no interest for 6 months when you book using it. just what i needed another reason to go back!

 

[agdbeanie]

Yeah, it's 1%.
They round if you're in the middle.
ex. $149= 1 point
$151= 2 points

 

[bhg469]

so if i max out my card i can get $25 woo hoo!! i guess if i start to use that instead of my bank card and pay it off right away i can make some good money.

 

[Mickeyman819]

i tried to get my parent to get me one but the said "it wasnt necesary" i would earn that many points though. i just wanted it b/c it was disney

 

[SpongeScott]

We're up to 28 points. If you charge everything on your card, you'll be surprised how much you can save over the course of time. We're planning on using ours for our 2004 trip. It will at the very least pay for two-three nights on our room.

 

[GalacticGobbler]

We havent gotten a disney visa yet. Still using our american express. We use the points for rental cars(you get full coverage on the car when you use AMEX). Anyone see a value in the Disney Card over the AMEX, other than the annual fee?

 

[stepharoni]

I haven't decided on applying yet. Are the Rewards points redeemable towards Disney stuff just at certain levels or at any time? Do you just get coupons off bigger purchases, like dept. stores credit cards do? If it's just basically 1% off purchases, then that's not quite as good a deal as the 10% off with Disney Club. Or am I missing something?

 

[bhg469]

Originally posted by GalacticGobbler
We havent gotten a disney visa yet. Still using our american express. We use the points for rental cars(you get full coverage on the car when you use AMEX). Anyone see a value in the Disney Card over the AMEX, other than the annual fee?

if you book a vacation on your disney card you not only get the points but you get 6 months no interest plus there are alot of discount codes that put you in a delux resort for moderate price moderat for all star prices and all star for dirt cheap

 

[gjpjtj]

We have been doing the same thing! We are in our first month, and have racked up around 11 Reward Dollars.

Reading the fine print, you have to have at least 20 Reward Dollars, before you can cash them in. After the 20, you can go in $10 increments.


(Hey...today is my 1 year anniversary on the boards!!):sohappy:

 

[Kellylynn322]

Originally posted by stepharoni
I haven't decided on applying yet. Are the Rewards points redeemable towards Disney stuff just at certain levels or at any time? Do you just get coupons off bigger purchases, like dept. stores credit cards do? If it's just basically 1% off purchases, then that's not quite as good a deal as the 10% off with Disney Club. Or am I missing something?

THe Disney club is expiring at the end of the year. The advantage I find is that I am using it for purchases that I already make and earning the dream dollars to use in WDW, at the Disney Store or at .com. Once you have 20 you can "redeem them". There are also going to be special offers where you can earn extra points. I guess time will tell with the overall gain on it but so far it is good for me.

 

[CoraJack]

You might want to check on that no interest for 6 months deal.

I called into CRO to make reservations and asked for it. They told me to get that deal I had to book a "package" with The Disney Travel Company. And, I could not use any codes.

As we all know, booking pacakges is more expensive than doing the planning indivudually on our own. Add in there the fact that you also cannot use codes to bring down the price, and you have a more expensive vacation. Is it worth 6 months no interest if I'm paying a thousand dollars more for the trip? No way.

Christina

 

[FourFourSeven]

You know, I looked into this card, and I just can't justify it compared to other reward cards. The Disney points come out to value of one cent per dollar spent.

-My Starwood AmEx card, for comparision gets one point per dollar spent. I can transfer them to most airlines, and if I transfer 20,000 points, I get 25,000 miles (enough for a free ticket) Also for Disneyphiles, 10,000 points gets me a free night at the Swan or Dolphin, and 40,000 gets me five free nights.

If I spend $40,000 on my Starwood card, I can get either:
-five free nights at the Swan or Dolphin, worth from $800 to $1200.
-Two free roundtrip tickets within the continental US. Worth from $300 to over $1,000, depending on the cost of the tickets (you'd be crazy to use miles for tickets that cost $150 each).

If I spend $40,000 on the Disney card, I get $400 to spend at Disney.

The Starwood card rewards seem to be worth more, even for Disney fans.

 

[agdbeanie]

I'm sorry but I didn't start this thread to discuss the validity of the rewards system. I just wanted to know how many points people had earned and to share my excitement in my points. If you want to discuss whether or not this is a good deal, please do a search and find the thread that already discusses this. Thank you.

 

[FourFourSeven]

Originally posted by agdbeanie
I'm sorry but I didn't start this thread to discuss the validity of the rewards system. I just wanted to know how many points people had earned and to share my excitement in my points.

Sorry. Let me try again:

I have 0 points. I'm not excited about it.

 

[kksmom]

I haven't used mine yet, so no points yet - - - but I'm sure there will be many to come! :lol:

I am very satisfied with the card though. Two days ago, I got a mailing from Bank One with special offers if used with the card. I dropped my Alamo car rental by $60.00 and am getting a free child's Character Breakfast. :sohappy:

We are leaving Saturday and are getting a minivan for $154.00 for the week, with unlimited mileage.

I LOVE MY DISNEY CARD!!!