Cost of health benefits?

kcw

kcw

Member
I'm interested in knowing this as well.... so if anyone's shooting out PMs about it.... me too please! lol although as of now, i'm just family of... 1... haha :lol:
 
ImaYoyo

ImaYoyo

Active Member
You actually have MULTIPLE choices. Anywhere from a Med/70 plan all the way up to a med/95, HMO, a high deductable plan, there are quite a few offered by Disney, so the prices can GREATLY vary based on which plan you're looking for. What kind of a plan did you have in your previous role?
 
A

awalkinthepark

New Member
Original Poster
ImaYoyo said:
You actually have MULTIPLE choices. Anywhere from a Med/70 plan all the way up to a med/95, HMO, a high deductable plan, there are quite a few offered by Disney, so the prices can GREATLY vary based on which plan you're looking for. What kind of a plan did you have in your previous role?
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Looking to replace hubby's old insurance $50 a week, $25 co-pays for regular doctor visits, $600 surgical deductible with 20% co insurance up to $2000 per person...4k max for the year. Looking to replace with a 10k deductible plan that is HSA compatible since we don't use much beyond well baby visits for the kids...but it seems that insuring on our own might be hard since they were asking for 10 year histories right down to sinus infections and headaches....and to me we seem like problem children with earaches and such. I just need to work for benefits, hubby's business covers everything else...if min wage covers benefits and I can work around hubby Disney is an option.
 
ImaYoyo

ImaYoyo

Active Member
awalkinthepark said:
Looking to replace hubby's old insurance $50 a week, $25 co-pays for regular doctor visits, $600 surgical deductible with 20% co insurance up to $2000 per person...4k max for the year. Looking to replace with a 10k deductible plan that is HSA compatible since we don't use much beyond well baby visits for the kids...but it seems that insuring on our own might be hard since they were asking for 10 year histories right down to sinus infections and headaches....and to me we seem like problem children with earaches and such. I just need to work for benefits, hubby's business covers everything else...if min wage covers benefits and I can work around hubby Disney is an option.
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Sounds like the HMO or med/85 med/90 might be a plan for you. They're run by Cigna. I'm not sure what it would be for a family, but I know for myself on the HMO, it's around 15 bucks a week. I'll see if I can dig anything up on family pricing.

Found my Out Of Pockets...

Office Visit $20.00
Specialist Office Visit $30.00
Inpatient Hospital $250.00
Emergency Room $100.00
Urgent Care Center $50.00
Podiatry $30.00
Self Referred Chiropractic Care $20.00
Short Term Rehabilitation $20.00
Skilled Nursing Facility $250.00
Speech Therapy $20.00

Medical - Member's Coinsurance In-Network
Inpatient Hospital 10%
Outpatient Hospital 10%
Ambulance 10%
Family Planning 10%
Pre & Post Natal Office Visits 10%
Skilled Nursing Facility 10%
Treatment for Tempo Mandibular Joint 50%

Medical Out-of-Pocket Maximums In-Network
Individual $1,500.00
Family $3,000.00
 
A

awalkinthepark

New Member
Original Poster
ImaYoyo said:
Sounds like the HMO or med/85 med/90 might be a plan for you. They're run by Cigna. I'm not sure what it would be for a family, but I know for myself on the HMO, it's around 15 bucks a week. I'll see if I can dig anything up on family pricing.

Found my Out Of Pockets...

Office Visit $20.00
Specialist Office Visit $30.00
Inpatient Hospital $250.00
Emergency Room $100.00
Urgent Care Center $50.00
Podiatry $30.00
Self Referred Chiropractic Care $20.00
Short Term Rehabilitation $20.00
Skilled Nursing Facility $250.00
Speech Therapy $20.00

Medical - Member's Coinsurance In-Network
Inpatient Hospital 10%
Outpatient Hospital 10%
Ambulance 10%
Family Planning 10%
Pre & Post Natal Office Visits 10%
Skilled Nursing Facility 10%
Treatment for Tempo Mandibular Joint 50%

Medical Out-of-Pocket Maximums In-Network
Individual $1,500.00
Family $3,000.00
Click to expand...

Wow much better than I thought.....thank you so much!
 

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