Good or Bad Experience With Non-dealer Car Warrantee's

Goofyernmost

Well-Known Member
Original Poster
My car will be running out of the Manufacturers Warrantee soon and am looking for advice about after market mechanical coverage. I'm looking for hassle factors, rate of paying for repairs and anything anyone might add. Do you recommend any name brand or is it all a massive rip-off. I only have 50K miles on a 2019 auto and plan on keeping it quite a while longer if I can.
 

Lilofan

Well-Known Member
My car will be running out of the Manufacturers Warrantee soon and am looking for advice about after market mechanical coverage. I'm looking for hassle factors, rate of paying for repairs and anything anyone might add. Do you recommend any name brand or is it all a massive rip-off. I only have 50K miles on a 2019 auto and plan on keeping it quite a while longer if I can.
I don’t know of any good ones but it’s a great idea for you to extend. With the auto tariffs going into effect April 2 car prices and parts will go up in price. They dealers will feel the effects in close car sales and will raise their labor rates also to make up for losses.
 

Goofyernmost

Well-Known Member
Original Poster
I don’t know of any good ones but it’s a great idea for you to extend. With the auto tariffs going into effect April 2 car prices and parts will go up in price. They dealers will feel the effects in close car sales and will raise their labor rates also to make up for losses.
I looked them up and to get a really good one, it cost somewhere near $6000.00 per year. A new transmission is about $3000.00 and even a new engine was about $5000.00. The likelihood of either one being a problem in the first year would be slime and therefore the first year would be pure profit and maybe even two years. It's a gamble but if one has taken care of their car, there is a good chance one would have just given them what it would cost to replace the whole thing. I have determined that the best way to make sure you have a warrantee in place is by acquiring a new car.

I know this is for those that are cash strapped and don't have that much anywhere available, but then how are they paying the monthly premiums for the insurance while still maintaining their current automobile. I've looked at it a million different ways and can find no scenario where I come out ahead. A gamble? Sure, but, for me, I'm just going to keep my vehicle, that I love, and in a year or so if I find that it is starting to nickel and dime me to death, I'll just lease a new one. At my age, ownership is only beneficial to my heirs.

As far as the tariff situation, the cost of the insurance will also jump up accordingly. This foolishness will not last forever and I've never been afraid of taking chances.
 

StarWarsGirl

Well-Known Member
In the Parks
No
What brand of car do you have?

Honestly, at 50K miles, I don't think it's worth it in most cases. You'll just end up paying more long term for the warranty than the repairs. I'd just put money in a savings account, preferably one earning interest, designated for repairs equivalent to what you'd pay for the warranty coverage. Then hopefully you won't need it.

I do this for my pets; rather than paying for insurance, I have a pet care fund.
 

Goofyernmost

Well-Known Member
Original Poster
What brand of car do you have?

Honestly, at 50K miles, I don't think it's worth it in most cases. You'll just end up paying more long term for the warranty than the repairs. I'd just put money in a savings account, preferably one earning interest, designated for repairs equivalent to what you'd pay for the warranty coverage. Then hopefully you won't need it.

I do this for my pets; rather than paying for insurance, I have a pet care fund.
I have a 2019 VW Jetta R-line. Bright red and one of the most fun cars I have ever owned. I'm about a week away from having 52K miles on it and so far it has had about 3 minor factory recalls and 3 mechanical things covered by the warrantee, none of them severe.

Making payments to my own auto insurance is how I intend to do it by putting that money in the bank for possible future use that still has it there if I don't need it. It just makes more sense and all I have to do is have the will power to do it. Which I do!

1743359574560.png
 
Last edited:

Lilofan

Well-Known Member
I have a 2019 VW Jetta R-line. Bright red and one of the most fun cars I have ever owned. I'm about a week away from having 52K miles on it and so far it has had about 3 minor factory recalls and 3 mechanical things covered by the warrantee, none of them severe. That is how I intend to do it by putting that money in the bank for possible future use that still has it there if I don't need it. It just makes more sense and all I have to do is have the will power to do it. Which I do!

View attachment 850840
I used to own VW cars. It’s critical to keep up with scheduled maintenance and repairs as they happen. Going the extended warranty route is piece of mind and even hit with a huge bill you will be glad you have the warranty.
 
Last edited:

Goofyernmost

Well-Known Member
Original Poster
I used to own VW cars. It’s critical to keep up with scheduled maintenance and repairs as they happen. Going the extended warranty route is piece of mind and even hit with a huge science you will be glad you have the warranty.
This is my forth VW and I have never had serious problem with any of them. Two sensors six years apart and a heater fan in the middle of that. I usually put at least 100K on every car I have had except for my first VW a 1962 Beetle (Germany's Pregnant Roller Skate). That one was pretty primitive. I bought it used and kept it about a year or so and went for something bigger, but it never was any problem except for occasionally needing to adjust the valves. I could push it into a gas station completely out of gas and fill it up for less than $3.00. That must be what they meant by the good old days.
 

donaldtoo

Well-Known Member
Those car warranty commercials crack me up.
Just off the top of my head, the one with Ice-T (I think it is) and the other chick talking about a camshaft going out and other BS. I owned cars for decades at a time, and a camshaft, of all things, has never gone out…they’re just making crap up, or don’t know what they’re talking about…!!!! 🤪 :hilarious:
The other one for “Endurance” with the old redneck sounding lady is just as bad…
“Something is going to break. Make Endurance pay for it.”
Lady, please, they’re not in business to lose money, you’re paying for it, you twit…!!!!! 😜🤣
I wouldn’t buy any of that crap…ever.
 

Smiley/OCD

Well-Known Member
FWIW, I have a very close friend that has owned a full service auto repair for 30+ years…ALL of those aftermarket service contracts are geared towards them, they find EVERY conceivable reason to deny coverage. You’re wasting your money! Change the oil religiously, if the car has a timing belt as opposed to a chain, have it changed before 75k…keep up the maintenance and it’ll last a looooong time!
I just gave up my 2003 Suburban because it needed a new brake line and unfortunately the chassis was so rusted ( thanks NE winter weather and road salt), it couldn’t be repaired…I’ll put the odometer picture up so nobody thinks I’m lying…CHANGE THE OIL!! That’s the number ONE preventative maintenance service you can do to keep your car indefinitely…
 

Attachments

  • IMG_0482.jpeg
    IMG_0482.jpeg
    1.4 MB · Views: 2

Register on WDWMAGIC. This sidebar will go away, and you'll see fewer ads.

Back
Top Bottom