well still... Well, still, the other day in the papers it said how a kid was refused healthcare in Quebec because he didn't have his health card. He died from appendicitis. If you were jobless in America and had an emergency...believe me, any hospital would take you! You'll just pay for it later! I like that there are insurance policies now with lower premiums and higher deductibles...like 1000 or 5000. That works for me...I think many of us wouldn't mind coverage like that...like car insurance. DRIFT!