I did a little research for you, and this is what it says on the Disney World website about the travel insurance...
Vacation Protection Plan
For Travel Dates 1/1/2003 – 12/31/2003 Insure America’s Specialized Vacation Protection Plan offers a low-cost insurance plan to protect you in the event that your Walt Disney World® Resort vacation is canceled or unexpectedly interrupted. Trip Insurance is included for children at no additional cost.* Insure American’s toll-free number is (800) 826-3899
This trip insurance pays covered financial losses related to this package that are incurred if you must cancel your trip or interrupt your travel because of a covered illness, injury, or death of you, a family member, or traveling companion. Insurance is nonrefundable once deposit has been received.
$500 Baggage Delay
This pays for the purchase of covered essential items if your bags are delayed in transit for more than twenty-four (24) hours after your arrival at the vacation destination.
$600 Travel Delay
This pays for your covered hotel accommodations and travel expenses during the delay (maximum $200 per day), if your travel is delayed for over twelve (12) hours.
$2000 Loss of Baggage**
This covers items lost, stolen or broken on your trip.
$10,000 Medical Expenses
This pays for doctor, hospital, ambulance services, and prescription medication for initial treatment, which must be received during the trip. In addition, the plan covers expenses up to one year from date of injury or sickness and for emergency dental expenses during the trip. No daily limits or deductibles apply.
$15,000 Emergency Medical Transportation
Pays for evacuation to nearest adequate medical facility and up to $5,000 for medical escort. The plan also includes transportation of remains upon death.
$15,000 Accidental Death & Dismemberment
The plan covers death and loss of limb or eyesight within 180 days of an accident during the trip.
Travel Guard Assistance
In addition to the new coverage included in the Vacation Protection Plan, Travel Guard provides assistance throughout your vacation. Below is a list of services that can be reached by calling Travel Guard. All phone numbers and contact information will be provided with the Certificate of Insurance.
• 24-Hour Medical Assistance
• Medical Evacuation
• Emergency Medical Payments
• Prescription Assistance
• Transportation of Dependents
• Transportation of Mortal Remains
• 24-Hour Legal assistance
• Travel Documents Assistance
• Emergency Cash Transfer
• Emergency Message Center
• Interpretation Services
All benefits provided are service benefits, not financial benefits. Any costs associated with benefits not purchased will be paid by the named Insured.
NEW! LiveTravel
Your Travel Insurance policy includes LiveTravel – a 24-hour virtual travel agency. Use it when you travel. Emergency travel arrangements include flight changes, lost luggage tracking, hotel or ground transportation reservations and more!
If you choose to purchase the insurance coverage, it must be purchased no later than your final payment date or with payment of non-refundable air tickets. Insurance is non-refundable once deposit has been received. You will receive a Certificate of Insurance with your final documents, which describes your benefits and exclusions in detail. A copy of this certificate is available for download in PDF format by clicking on the link below.
Download a PDF version of Insure America's Certificate of Insurance
* Ages 17 and under when all adults on a booking purchase the insurance.
** Per Florida law, please note that insurance coverage for loss of personal effects may be included in some homeowners’ policies. Insurance is non-refundable.
