Been researching DVC for a few weeks and wondering if it's a good fit for me and my family. Looking for advice. My situation.
I am married in my Late 30s with 3 year old so there are three of us. I have two older stepsons who don't have much interst in Disney but one is out of house and other will be starting college next year. Been to Disney twice in past 12 months and have trip booked for December this year. I went when I was a child twice. My wife loves Disney as do I. My child loves all things Disney and talks about going back all the time. I plan on doing Disney at least once a year, probably more while my daughter is young. We currently stay in moderates which are ok but I yearn for deluxe. Would never stay at value or off site. Probably would be using studio or one bedroom. Don't plan on traveling with other people other than my wife and child. Currently paying for Disney by putting it on credit card and paying trip off in 6 months. I am thinking of buying direct since I like the Polynesian and would like that as home resort. Thinking that if we really like DVC I can add on with a resale contract in future. I would need to finance in order to do this. Don't have 30k+ in cash laying around. Probably could lay out 20% down payment though.
My concerns:
Disney burnout (don't foresee but u never know lol)
Contract that will expire when I am in my late 80s
Initial cost
What are people's thoughts? Anyone regret doing DVC?
I am married in my Late 30s with 3 year old so there are three of us. I have two older stepsons who don't have much interst in Disney but one is out of house and other will be starting college next year. Been to Disney twice in past 12 months and have trip booked for December this year. I went when I was a child twice. My wife loves Disney as do I. My child loves all things Disney and talks about going back all the time. I plan on doing Disney at least once a year, probably more while my daughter is young. We currently stay in moderates which are ok but I yearn for deluxe. Would never stay at value or off site. Probably would be using studio or one bedroom. Don't plan on traveling with other people other than my wife and child. Currently paying for Disney by putting it on credit card and paying trip off in 6 months. I am thinking of buying direct since I like the Polynesian and would like that as home resort. Thinking that if we really like DVC I can add on with a resale contract in future. I would need to finance in order to do this. Don't have 30k+ in cash laying around. Probably could lay out 20% down payment though.
My concerns:
Disney burnout (don't foresee but u never know lol)
Contract that will expire when I am in my late 80s
Initial cost
What are people's thoughts? Anyone regret doing DVC?