Travel Insurance

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JIMINYCR

JIMINYCR

Well-Known Member
Like insurance for anything else in your life, it's better to do it on the chance that you may need it if the worst happens. The cost is minimal compared to what you may lose. We've taken it on with our many trips and had to use it only one time and were glad we had it. Life emergencies are unexpected and you have to plan for what may come.
 
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T

Tigger&Pooh

Well-Known Member
JIMINYCR said:
Why, what makes the difference for you?
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WDW vacations can be much more easily adjusted. WDW is usually very lenient and will allow you to change dates, often without penalty even after PIF. Resort-only bookings don't hit penalty until 8 days prior to arrival, though package bookings are at 30 days but as mentioned, it can often be adjusted even within that period. Tickets if bought separate from a package can be adjusted to future dates. Airlines will typically allow a credit.

Cruises - not so easy. Cruiselines tend to be much more strict within the penalty phase, plus the PIF date for cruises tends to be much further in advance (months out instead of days). And...at least for us, cruises are more expensive endeavors than a WDW vacation.
 
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nickys

nickys

Premium Member
My own rule is if I’m staying in my own country, travel insurance isn’t needed.

If I’m leaving my own country then travel insurance is essential.

However, assuming the OP is US based and is asking about travel insurance for a US vacation, then if you have airline tickets, accommodation or car hire etc that is not refundable, then travel insurance is something to at least consider.
 
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