The Disney Visa is a poor card, even if you're the biggest Disney fanatic on the planet.
I totally agree, insofar as it's an awful card to use if you want to build up "rewards" dollars. (For example, if I charged all my expenses to my Disney VISA, I'd earn a couple hundred reward dollars in a year. Instead, I use a JetBlue Mastercard that earns me about $1,200 in airfare over the same time period.)
However, I think the poster
might have been referring to the Disney VISA discount that is available at some restaurants. If you've already got one (there's no annual fee), there are some venues where your Disney VISA will get you 10% off your bill. I know 10% isn't huge, but it's better than a stick in the eye. In fact, the
only time we ever use our Disney VISA is when we're on property, dining or buying merchandise somewhere that offers the discount.
Per the Disney VISA website, FWIW, here's the current list of restaurants where you can save 10% with Disney VISA (note that there are some restrictions -- e.g., the discount won't apply if you're dining on Valentine's Day or Christmas week...).
10% Off Select Dining Locations
Disney’s Animal Kingdom Lodge & Villas
Boma – Flavors of Africa
Jiko – The Cooking Place (see restrictions)
Sanaa
Disney’s BoardWalk Inn & Villas
ESPN Sports Club
Flying Fish (see restrictions)
Disney’s Caribbean Beach Resort
Sebastian’s Bistro
Disney’s Contemporary Resort
The Wave…of American Flavors
Disney’s Fort Wilderness Resort & Campground
Trail’s End Restaurant
Disney’s Grand Floridian Resort & Spa
Cítricos (see restrictions)
Grand Floridian Cafe
Narcoossee’s
Disney’s Old Key West Resort
Olivia’s Cafe
Disney’s Polynesian Village Resort
Kona Cafe
Disney’s Port Orleans Resort
Boatwrights Dining Hall
Disney’s Saratoga Springs Resort & Spa
The Turf Club Bar and Grill
Disney’s Wilderness Lodge
Whispering Canyon Cafe
Disney’s Yacht Club Resort
Ale & Compass Restaurant
Cape May Cafe
Disney’s Animal Kingdom® Theme Park
Tiffins
Disney’s Hollywood Studios®
The Hollywood Brown Derby (see restrictions)
Hollywood & Vine (see restrictions)
Epcot®
Biergarten Restaurant (see restrictions)
Coral Reef Restaurant (lunch only)
Le Cellier Steakhouse (lunch only)
Rose & Crown Dining Room (lunch only)
Magic Kingdom® Park
Jungle Navigation Co. Ltd. Skipper Canteen
ESPN Wide World of Sports Complex
ESPN Wide World of Sports Grill