Weather_Lady
Well-Known Member
Perhaps this has been posted already, but if not...
Discover's 5% cash back categories through the month of June include wholesale clubs. (*Note: You have to opt-in and "activate" the cash back bonus ahead of time through your online Discover account - see link below.) This includes purchases of discounted Disney gift cards from BJ's and Sam's Club, etc., so if you'd like to "stack" gift card savings with cash back bonuses, now is the time! *Note that the 5% cash back bonus is limited to $75 per quarter, however - so you can only get it for your first $1,500 of eligible purchases from April through the end of June - after you hit $75, you go back to the usual 1% cash back rate on any additional eligible purchases in the same quarter.)
The stacked discount, at least for a BJ's $500 Disney gift card (current price: $479.99, or $20 off) and Discover 5% cash back ($24), is $44, or 8.8%, so if you also have a Disney VISA, there will some venues at WDW where the 10% savings VISA offers will be slightly better than if you pay with a gift card. Still, for those places where you don't have another avenue of savings, the gift cards are better than nothing -- at least they'll save you enough to cover the tax on your purchases.
www.discover.com
P.S. Do you have Paypal? 5% Cashback bonus categories starting next month are "Paypal and restaurants" -- meaning you could start all over again from July-September and your first $1,500 of discounted Disney gift card purchases will earn 5% cash back, if you pay for them with Discover using your Paypal account. (I know BJ's accepts Paypal payments. Not sure re: Sam's Club or other warehouse retailers).
Discover's 5% cash back categories through the month of June include wholesale clubs. (*Note: You have to opt-in and "activate" the cash back bonus ahead of time through your online Discover account - see link below.) This includes purchases of discounted Disney gift cards from BJ's and Sam's Club, etc., so if you'd like to "stack" gift card savings with cash back bonuses, now is the time! *Note that the 5% cash back bonus is limited to $75 per quarter, however - so you can only get it for your first $1,500 of eligible purchases from April through the end of June - after you hit $75, you go back to the usual 1% cash back rate on any additional eligible purchases in the same quarter.)
The stacked discount, at least for a BJ's $500 Disney gift card (current price: $479.99, or $20 off) and Discover 5% cash back ($24), is $44, or 8.8%, so if you also have a Disney VISA, there will some venues at WDW where the 10% savings VISA offers will be slightly better than if you pay with a gift card. Still, for those places where you don't have another avenue of savings, the gift cards are better than nothing -- at least they'll save you enough to cover the tax on your purchases.
Discover® 5% Cash Back Calendar
Earn 5% Cash Back at different places each quarter, up to the quarterly maximum when you activate. See terms & 5% Cash Back Bonus Calendar for more information.
www.discover.com
P.S. Do you have Paypal? 5% Cashback bonus categories starting next month are "Paypal and restaurants" -- meaning you could start all over again from July-September and your first $1,500 of discounted Disney gift card purchases will earn 5% cash back, if you pay for them with Discover using your Paypal account. (I know BJ's accepts Paypal payments. Not sure re: Sam's Club or other warehouse retailers).
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