I've been researching DVC the past couple of days. I finally got my husband to agree....his dream is to own a triple decker house (we live in Boston so those are common, although not ideal to me), and my dream is DVC with a trip once a year....so we made a compromise, LOL. We won't be buying anytime soon as I'm not working currently and we both want to clean our credit up a little more (mine is low to mid 600s and his mid 600s-700s and they both fluctuate occasionally.) before we make any big investments. I just wanted to start this thread because I have many questions and the members here have been so helpful to me in the past. My first questions are - Would 100 points be enough? It's just us two. We would most likely do a 6 night or 7 night trip each year because there really is just SO MUCH to do and rushing sucks. (I did 4 days once and only visited 2 parks.) I love Contemporary and he loves animals/Animal Kingdom so we would do either of those DVC options. And we would most likely visit in January/February (NOT February vacation time.) I know that since it is essentially real estate ownership, they do run your credit. As I mentioned that is something we both are working on ( I monitor mine religiously and am a fanatic about it ), but I'm curious as to what they look for/what kind of scores they look for? Neither of us has any repossessions, evictions, ETC on our reports. I'm just curious. And what is DVC Resale? Thanks in advance for answering these and any other questions I may have, LOL. We won't be buying until probably next year but I like to have aaalll my information when making large purchases or investments.