We bought three years ago from the UK and it was so easy. We had the "tour" in the Cotober whilst we were in WDW than we came home. We thought, and we thought and we thought!!!!! Six months later we rang ourSales person and said we wanted ot buy. She went through thte process again just to make sure then we were called by the accounts deprtment who went thoruhg th eprocess again, just to be sure we understood what we were buying. We thne had to phone them back(on a free phone number). They were so good at making sure we knew what we were letteing ourselves in for.The thing that swung it for us was the price comparison to buying a holiday home in the UK. It would have cost is £22k for a large static caravan, £2,500 to transport it and £1,500 per year in ground rent. Plus, because we were thinking of siting it in Cornwall, we would need to change it every five years as the site we wanted did not allow statics over 5 years old!!!DVC cost us £9k initial outlay (Beach Club) with a £300 per year maintenance fee. For that we can have 2 weeks holiday every year or 4 weeks every two years. We pay only for flights (which you can get cheap on the net), tickets and food. We save £150 a month and this covers the flights and tickets.So ask youself which is the better deal?????DVC wins hands down - go for it!!!