Everything @nickys and @helenabear said plus the maintenance fees and contract end dates vary. For example you can pick up a Vero beach contract at a significant discount to BLT on the resale market (maybe as much as $50 or $60 cheaper per point) but the MFs are about $2.50 a point more than BLT. Over the next 25 years until 2042 the benefit of the lower upfront costs will be eaten away by the higher MFs. In 2042 your VB contract expires but BLT would still have 18 years left to go on it. You can either continue to enjoy it or sell it resale at that point. If you assume that the BLT contract will still be worth at least $50 a point resale in 2042 (which is a pretty conservative estimate) then the upfront excess cost is completely recovered by the resale value in 2042 and you still get the potential benefit of lower MFs over the next 25 years. That's the most extreme example but the point is you have to factor in more than just the price per point. Ignoring the desire to stay at a specific resort and only factoring in pure economics I would say SSR resale right now is your best deal. SSR goes until 2054 which is longer than the legacy resorts at 2042 and it combines both lower upfront costs and lower MFs overall. The lower MFs are not guaranteed for life but it's a huge resort so they can spread costs amongst a lot more points than most DVC resorts making it more likely to stay relatively low in comparison to its peers.