Yep. Plus in the UK anyway, credit card cover will not cover you for ANY pre-existing medical issues, and that includes anything related to any medication you may be taking, anything that you have consulted a doctor about in the previous year, any medical investigations like scans etc. In short it's pretty useless for any kind of medical cover at all. And certainly wouldn't give us the £2 million cover we're advised to have! And it wouldn't cover anyone else travelling with you if you had to cancel for the afore mentioned reasons. To be fair though I guess andysol was talking about purely domestic trips.