OK, I am a longstanding user of my i-Phone 4. It is a 16-gig and has served me well, but it is likely time to get an upgrade. I am not looking outside of iPhone because I use iTunes all the time (church on the computer, at home on the PC, and in the car on the phone with Bluetooth), including a lot of uploaded CDs, etc. I also use it for streaming live radio, but not really video. I have an ancient plan from Alltel that is grandfathered into Verizon at about $84/month (total, including taxes), which includes unlimited data, and almost unlimited calling and texting (enough that i would never exceed them). I am not into constantly upgrading. I like to buy a phone (like a car) and keep it for as long as I can. So, I like to make sure I buy something that will last a long time and be able to grow with me or with technology. So, I have a couple of questions: 1. Which i-Phone? Is the 6s significantly better than 6? How about 5? Is it worth the price difference to go with 6s? 2. 64 gig or 128 gig? About $100 difference. I am thinking maybe go to the biggest, just so that I can not be limited in the future as I am now. A sort-of just-in-case thing. But it might be overkill. I have never, however bought a movie on iTunes or other place, though. (If I did, could I plug it into a regular HD TV -- Samsung -- and play it there? I have not tried that yet.) 3. The big question: Do I buy it outright? Right now the only way to keep my unlimited data plan is to buy it outright. Otherwise, I would have to give it up and get a modern Verizon plan. Right now I use about 3-4 gigs of data a month, mostly through radio streaming. But if I had a phone with more capacity, I might have more incentive to use more. The Verizon representative told me at the store yesterday that they had received an e-mail (which she showed me) from corporate that beginning November 15 the grandfathered unlimited plans like mine would go up by $20/month unless they were currently in a contract (after which they would also go up). They also said that, at that same time, they would begin allowing people like me to keep the unlimited data plan and spread out the payments on the phone for 24 months. It is still buying out the phone, but spreading that out over 24 months. But for now I still only have the option of buying the phone outright (at one time) if I want to keep my unlimited data. They will not let me pay some of it down and billing the rest for the 6s, because Apple has restrictions on it as a new device for a while, not allowing Verizon to "charge it to my account" there -- not true for 6 or 5, though. Also, today my old phone would trade in for an $18 credit to the account. If I do it after the change in mid-November and use the 24-month device payment plan, they would give me $100 to trade in my phone. (Of course I could always keep the old phone and donate it to someone in need.) Anyway, please give me your thoughts.