Yeah I would never sell our points and I feel like it has been totally worth it for us. 3 trips a year in deluxe accommodations is more than most people would ever even dream of and we've got to do that for years. When I think of how much it would cost us, cash wise, to have a MK view room multiple times a year at BLT, Annual Passes, Tables in Wonderland, Halloween parties, etc. without our DVC membership that stuff would be a pipe dream for us. Instead it is a reality because of DVC and that's why DVC is "worth it" for me. I'm always interested to see why it's "worth it" for others and honestly that's a testament to Disney for making such a flexible program with such a devoted base. Everyone sort of finds their own "value" in it and if that's what makes it work for people then I'm all for that. Regardless of how they buy their points.