We have one - but it would do you no good at all....
Why? Ours started in 2013. We tracked initial buy in cost, cost of room (2 times per year), vs DISCOUNTED (REAL) COST in the main hotel, given our dates.
You see, no one can predict that last part. It's a great thing to TRACK, so one can understand when you hit "break even" - that point where your very substantial up-front CASH investment is paid off, and you start to win.
WE will start to "win" in 2018. FIVE YEARS after buy in. That's pretty decent.... We will make more on DVC than we would have with the banks.
Couple of points.... if you do not have a good $28K in CASH to give WDW? Don't do this. DO NOT FINANCE. You would do better using your CCs to CHARGE the up front cost. HAVE CASH.
Next one? You may buy into any Resort you like. You don't HAVE to take what WDW is "pushing" today. BUY where you want to STAY. And just explain that if you don't get what you want? WDW GETS NO MONEY. Ignore those "Resort not available" messages. EVERY Resort is available. They are NOT "sold out".
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