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DVC Math

Discussion in 'Disney Vacation Club' started by toolsnspools, Nov 13, 2012.

  1. toolsnspools

    toolsnspools Active Member

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    So we have the thread about non-economical reasons to join DVC. I'd like to turn the tables for those who prefer hard numbers. Here's how it will work: There are expenses, and there are savings. Most of them are specific to how each person/family travels. Add items to each category in your response. In the end, we'll have a lengthy list of both expenses, and savings. Individuals trying to make the decision can fill in values that are appropriate to them and leave out the values that don't apply, and get their own set of numbers. BTW, I'm not looking for hard numbers. Just a description of the expense or saving.

    Expenses:
    Initial Buy in cost
    Annual Dues
    Park Tickets
    Travel expenses
    Meals

    Savings:
    TIW cards
    Discounts on APs
    Merchandise Discounts
    Golf Discounts
    Estimated Cost of non-DVC room per trip (minus anticipated discounts)
    DDP Discounts
    Discounts on Park Tickets
    Eating from the Kitchen
     
  2. GoofGoof

    GoofGoof Well-Known Member

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    You can probably add interest expense if you finance the purchase to the cost side. I know you added eating from the kitchen as a savings but I would add beer/wine in the room too. Significant savings when you buy a six pack from Publix and keep it in the fridge over buying beers at a bar.

    Someone else is going to do it anyway, so I guess I can point out that the DVC discounts are not guaranteed and could be removed or altered. They cannot be totally relied upon when making the decision.
     
  3. copcarguyp71

    copcarguyp71 Well-Known Member

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    Don't forget % increase yearly for maintenance fees...I believe max contractually is 15% but best to go with historical which I believe is between 3.5-4.5%.

    Statistically this is still below regular lodging increases but that could change over time and become inverse...not necessarily but it could.
     
  4. flynnibus

    flynnibus Well-Known Member

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    you're going to be swimming upstream when you start mixing in discounts that you 'might' use vs expenses you 'must' incur.

    For instance... DVC may give you some discounts... but if I can get similar discounts by just buying an AP... and I only have to buy the AP when I need it.. the DVC 'benefit' gets washed out vs alternatives.

    You'd be better to build a matrix of scenarios... compute for each.. and then you can put in a table and see where the thing makes sense. Keep the variables as part of the inputs... not make the formulas change.
     
    copcarguyp71 likes this.
  5. copcarguyp71

    copcarguyp71 Well-Known Member

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    [​IMG]
     
    awoogala, jenluvswdw and GoofGoof like this.
  6. trs518

    trs518 Active Member

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    Some people take out a loan for DVC (which to me is a big mistake), so you will need account for the interest expense. Also don't forgot closing costs.
     
  7. Mr.Skunkape

    Mr.Skunkape Well-Known Member

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    Disney vacation = costs you money

    staying home = cost less money

    It's your money spend it as you want.
     
    DVCOwner likes this.
  8. DVCOwner

    DVCOwner A Long Time DVC Member

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    I think that this is the best thing anyone has said on this subject in a long time. DVC is like any other luxury item, it is great if you can afford it and that is what you want.
     
  9. DVCOwner

    DVCOwner A Long Time DVC Member

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    To check this out I looked at how much our group of 21 spent on airlines, rooms (no couple paid cash for rooms all others where DVC), food and tickets. I came to more than $12,000.00. If all of us would have stay home and not come to Walt Disney we would have saved all of this $12,000 and that proves that DVC and all of Walt Disney World is not worth the money.
     
  10. hakunamatata

    hakunamatata churro vigilante Premium Member

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    Actually you would have spent money on food by staying at home (and likely other minor expenses), but by far cheaper than going on vacation.....any vacation, not just WDW.
     
    hiptwinmama likes this.
  11. GoofGoof

    GoofGoof Well-Known Member

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    Not every vacation. I went to Vegas one time for a weekend and hit a slot machine for $1,000. I ended up coming home up a few hundred after paying for my flight, room and meals.;)
     
  12. hakunamatata

    hakunamatata churro vigilante Premium Member

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    I sit corrected.
     

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