Not sure if anyone has any experience with this, so I thought I would ask. I currently have 160 points (1 year allotment) banked and get another 160 points in December. The 2 years together still leaves our family about 75 points shy of what we need for a reservation at a non-home resort we wanted to try. I tried a rental company but was told that they don't do point transfers. The best I could do there is to do 2 separate reservations, one with my points and one with rented points, but there would be a good chance we would have to change rooms and we are looking to avoid that with a baby that will be turning 1 right when we are looking to do our trip. I was looking to avoid going into a 3rd years points and Disney will only do 25 points for the additional one time rental so Im running out of options. Has anyone ever had a similar experience and if so, do you have any recommendations?