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Thanks YorkshireT. I thought that was the case. The Californian points are also like hens teeth to buy! Virtually none available and expensive when they do come on. I guess many people out west seek those points. I guess I could give it a go and get points at a cheaper resort and then try going...

Many thanks for sharing that info YorkshireT. Hugely helpful for me to know in that level of detail. Sounds like a better return than a term deposit with the bank! I had already decided to look for some sept use year points with Grand Californian, still considering SSR too but not sure of...

Thanks Dreamfinder your prompt replies are much appreciated. There is more to it than I realised!

A couple of technical question here... If you banked your points for Sept 2017 use year at the latest date which is April 2018. Does that then freeze those points and they are then not available to use till Sept 2018? If I had say 100 points to rent are the rental companies able to take the...

Thanks nickys. Much appreciated.

Thanks dreamfinder. I am learning quickly, had a crash course on Use Years overnight. As it turns out the 2016 points are actually 2015 points banked and there are no 2016 points as they are used, so that changes the deal considerably. I would use the 200 points in Jan 2018, borrowing 2018...

Wonderful thanks that's what I wanted to hear! Thanks for your assistance on this. It gets confusing as all the listings seem to word the points offerings slightly differently.

Thanks for that dreamfinder, just to clarify, it says on the listing, September 2016 100 banked, sept 2017 100, sept 2018 100. Does that mean that the points starting 09/01/2016 got banked. Ie they are banked into the 09/01/2017 year? If that is the case would I have in January 2018 300 points...

Hi It's me again, just wondering if anyone can help me out. If I am looking at a 100 point contract out there with use year September with the following: 2016- 100 banked 2017 -100 2018 -100. What does the 2016-100 banked mean? if I were wanting to book (by May 2017) a stay in January 2018...

Many thanks nickys for doing this for me. I really appreciate that. I am tossing up between SSR and VCF of which there is a big price differential in points. I guess a key thing also for me would be availability of studios as I envisage maybe using Grand Californian for stop overs to other parts...

Hi nickys I saw you offered to look up for the other commenter poly availability. Are you by any chance able to look up for me what is available in 7 months time at vcf,preferably for a 5-7 night stay, any room type. Just curious to know what is available if I say didn't buy with vcf as my home...

Thanks for all your advice Nickys and Yorkshiret. It has been very helpful. There are so many angles to the concept! I've crystallised that I would probably stay more at grand Californian in LA and sometimes in BLT as I like the monorail. The NZ$ is actually very strong at the moment so the idea...

Thanks, I'll need to sleep on this overnight... Food for thought!

Many thanks again, you've saved me a lot of time. I guess the key is whether the resorts I would actually want to stay at are available at the 7 month mark if I bought in at Saratoga Springs. Very interesting angle on Saratoga springs resale purchase. Unfortunately I didn't get to check that one...

Hi Thanks for your advice here. Just trying to work out the breakeven when buying Disney resale. I've figured out all the resorts I would want to stay at in January for a week. However just wanted to query why you would not include the yearly dues in your breakeven calculation? They are a real...

Many thanks for posting up your cost benefit analysis. I'm a kiwi, just visited WDW with my son. Loved it, the Disney resort really made our stay. We stayed at the Contemporary, garden wing for $346 ++. I loved the location. I went to a dvc presentation at the poly. The sales agent wasn't that...